Business Credit Scores and Ratings
The Creditsafe credit scoring system is one of the most predictive within the industry and can predict the likelihood of severe payment delinquencies and business closures in the next 12 months
Our Canadian business credit reports are powered by the Equifax scoring models and our all our reports include Business Failure Risk Scores, Commercial Delinquency Scores, Payment Index and Credit Index.
Every company credit report also includes an A – E international credit rating as standard, allowing you to compare credit ratings on over 430 million companies worldwide instantly online.
Credit scores & limits
All our reports contain a business credit score including a suggested credit limit so you can answer key credit decisions. Our credit model uses a variety of factors from public and propriety sources to provide you with the visibility into a business’s overall credit risk profile.
Key financial data
Review your customers’ financial performance over the past 5 years including turnover, profit and loss, shareholder funds plus much more. Our financial data is powered by the Equifax database which is collected from small business banking trades from financial institutions and industry Accounts Receivable data.
Payment behaviour
To make better credit and lending decisions it is important to evaluate previous payment behaviour. For this reason Creditsafe highlights credit reference details such as payment habits for a business’s credit cards, lines of credit and fixed term loans as reported by our Financial Trade Contributors.
Verified business information
Reduce the risk of fraudulent behaviour by verifying the authenticity of potential customers before doing business. Creditsafe offer key business information as standard within all reports. For additional insight, Creditsafe can also offer a list of additional businesses associated with the business principal or guarantor, as reported within the Equifax database.
A world of information
Get instant access to commercial credit information on 430 million businesses worldwide, delivered instantly on-line through our network of 16 offices across Canada, the USA, Europe and Asia.
Worldwide coverage
Instant credit reports on 365 million businesses worldwide.
24/7 monitoring
Real time notifications of credit risk changes delivered direct to your inbox.
Director information
View the performance of current and previous directors and shareholders.
Dedicated support
Training & support delivered through dedicated account management.