Average days beyond terms fell to 5.11 days in September 2026, down 2.67 days from September 2025. January 2026 recorded the highest value at 11.71 days.
34.3% lower than September 2025. Calculated from 7.78 to 5.11 days. The source does not confirm whether the latest month is complete.
| Month | Average DBT (days) |
|---|---|
| 7.78 | |
| 7.78 | |
| 9.88 | |
| 9.02 | |
| 11.71 | |
| 8.48 | |
| 8.36 | |
| 6.72 | |
| 6.52 | |
| 7.89 | |
| 7.96 | |
| 8.80 | |
| 5.11 |
The 8.62-day sector snapshot and the monthly series are separate source measures. Their observation windows and weighting are not supplied.
The current bucket averages $18,441.25. Among the dated buckets, the 1–30-day balance is largest at $3,260.83.
| Balance bucket | Average balance |
|---|---|
| Current | $18,441.25 |
| 1–30 days | $3,260.83 |
| 31–60 days | $851.06 |
| 61–90 days | $451.37 |
| 91+ days | $800.63 |
All monetary amounts are displayed in USD ($). Bucket averages are shown separately; no total portfolio balance or share is inferred.
The over-five-year group has the highest average credit score at 59. The youngest group has the highest average credit limit at $66,640, while the 1–5-year group has the lowest average DBT at 3.95 days.
Zero-based scale · maximum 65
Zero-based scale · maximum $70,000 USD
Zero-based scale · maximum 12 days
| Company age | Average credit score | Average credit limit | Average DBT (days) |
|---|---|---|---|
| 0–12 months | 42 | $66,640 | 7.63 |
| 1–5 years | 50 | $35,433 | 3.95 |
| Over 5 years | 59 | $54,383 | 9.56 |
| NA (source category) | 40 | $13,480 | 9.96 |
Each metric has its own zero-based scale. Credit scores and USD credit limits are displayed as whole numbers; DBT retains two decimal places. Credit-score scale and risk bands are not supplied. “NA” is retained as a separate source category; its meaning is not defined.
Among the 50 states, Delaware has the highest average DBT at 14.39 days and Pennsylvania the lowest at 2.12 days. The District of Columbia is included below at 11.82 days.
Lower DBT is green; higher DBT is red. Each state uses the same continuous scale, from 2.12 to 14.39 days. Values describe payment timing, not a credit-risk classification.
All 50 states and Washington, DC are mapped. Abbreviations and DBT values are labelled; full state names and exact figures follow below.
| Location | Average DBT (days) |
|---|---|
| Delaware DE | |
| Wyoming WY | |
| California CA | |
| Utah UT | |
| Florida FL | |
| Texas TX | |
| New Hampshire NH | |
| District of Columbia DC | |
| North Carolina NC | |
| Missouri MO | |
| Maryland MD | |
| Massachusetts MA | |
| Georgia GA | |
| Alabama AL | |
| New Mexico NM | |
| Oregon OR | |
| Louisiana LA | |
| New York NY | |
| Mississippi MS | |
| New Jersey NJ | |
| Nevada NV | |
| Indiana IN | |
| Rhode Island RI | |
| Arizona AZ | |
| Virginia VA | |
| Vermont VT |
| Location | Average DBT (days) |
|---|---|
| Arkansas AR | |
| Colorado CO | |
| Idaho ID | |
| Connecticut CT | |
| Kentucky KY | |
| Nebraska NE | |
| West Virginia WV | |
| South Carolina SC | |
| Montana MT | |
| Tennessee TN | |
| Kansas KS | |
| Ohio OH | |
| Washington WA | |
| Oklahoma OK | |
| Alaska AK | |
| Maine ME | |
| Michigan MI | |
| Wisconsin WI | |
| Illinois IL | |
| North Dakota ND | |
| Minnesota MN | |
| Iowa IA | |
| South Dakota SD | |
| Hawaii HI | |
| Pennsylvania PA |
The 50 states and District of Columbia are shown. Other locations and postal categories have been excluded. Location-level sample sizes are not supplied, so extreme values should not be treated as precise risk rankings.
This page reproduces the Manufacturing records from the supplied industry-statistics file. Descriptive comparisons use those records only.
figures (1 sector snapshot), companyAge (4 groups), monthlyDbt (13 months), stateDbt (51 displayed locations; 9 other locations and postal categories excluded). 69 records displayed in total.