Check the Credit Score of a Business

Enter a company name to view a free business credit report with its business credit score, suggested credit limit, payment trends and financial stability so you can make a more confident decision.

This offer is for business users only.

Make Better Credit Decisions with Business Credit Scores

Spot financial risk earlier and protect your cash flow. Our scoring model can predict 70% of company bankruptcies up to 12 months in advance.

Every business is also assigned a Creditsafe International Score. This is a standardized score that is generated by Creditsafe's scoring model. It allows you to compare credit risk across more than 430 million businesses worldwide.

Credit Scoring System

  1. Business credit score & suggested limit

    See a company’s business credit score alongside a suggested credit limit to help you set appropriate terms with greater confidence.

  2. Group structures and linkages

    Identify parent companies, subsidiaries, branches and other corporate relationships at a global level.

  3. Payment trends and DBT

    See how quickly a company pays its bills, how many Days Beyond Terms it pays and how its payment behavior compares with its industry.

  4. Derogatory legal filings

    Review tax liens and judgments filed within the last 6 years and 9 months, plus bankruptcies filed within the last 9 years and 9 months, to identify potential warning signs before you trade.

Go Beyond the Business Credit Score with Financial Trade

Financial trade gives deeper insights into the financial health of smaller businesses with limited trade history, helping you make more informed credit decisions.

Request access to Creditsafe Financial Trade Data, including:

  1. Business lease

  2. Commercial credit card

  3. Letter of credit

  4. Line of credit

  5. Open ended line of credit

  6. Term loan

Ready to Check a Business Credit Score?

Enter a company name below

Look Up Business Credit Scores Worldwide

Get instant access to commercial credit information on 430 million companies worldwide through our network of 26 offices across North America, Europe and Asia.

Through our global data network we can deliver over 365 million reports instantly online

  1. Worldwide coverage

    Access business credit reports on more than 430 million companies worldwide.

  2. 24/7 monitoring

    Receive real-time alerts when a company’s credit risk changes.

  3. Company officer information

    Review company officers and identify known affiliations.

  4. Possible OFAC

    Identify businesses that may be subject to U.S. sanctions restrictions before you trade.

  5. Trade Line Analysis

    Review outstanding credit commitments and payment behavior.

  6. Dedicated support

    Get training and support from a dedicated account manager in the US.

Check a Business Credit Score

Enter a company name below

Join over 120,000 customers worldwide

Find out why companies of all sizes choose and love Creditsafe.

Run a free business credit score check

Simply enter a company name to view a credit score for free.

What Is a Business Credit Score?

A business credit score is a numerical indicator used to assess a company’s financial risk. It is one of the key elements included in a business credit report, alongside suggested credit limits, payment history, registered company details, group structure, legal filings and more. 

Creditsafe reports can also include analytics, dashboards, global credit scores and business automation tools, with options to integrate data into CRM and ERP systems through our API.

An illustration of creditsafe's scoring model with 6 key elements.
A red risk graph set over a cityscape

Why Should You Check a Business Credit Score?

A business credit score check gives you a clearer view of a customer’s or supplier’s financial reliability before you make a commitment. Reviewing the full business credit report can help you identify potential risk, set appropriate credit limits and avoid taking on more exposure than your business can comfortably manage.

Checking company credit scores can also help you protect cash flow from bad debt, identify financially stable partners and pursue new sales opportunities with greater confidence.

What to Look for When You Check Company Credit Scores

There’s a lot to look out for when checking company credit scores, but here are some top picks:
 

  • Company Details – Confirm that the company’s registered name, address and other details match how the business presents itself. Review its company officers and corporate relationships as well.

  • Credit Score Description – Most company credit scores will accompany an explanation of how that score relates to risk. Creditsafe scores U.S. businesses from 1 to 100, with 100 indicating lower risk and 1 indicating very high risk.

  • Payment Trends – A Creditsafe company credit report will give you insight into a company’s payment history. This is important because late payments can be an early warning sign of bankruptcy, and it also helps you tailor the payment terms you offer to improve you cash flow.

  • Recommended Credit Limits – Alongside a score, most company credit reports will offer recommended credit limits. Use this as a guide when deciding how much trade credit to extend. This can help you pursue sales while controlling your financial exposure.
A snapshot of a Creditsafe report showing a credit score, risk score and credit limit