A company credit report provides a detailed view of a business’s financial health and credit risk. It typically includes a business credit score, recommended credit limits, payment history and other key company information. Providers like Creditsafe may also include additional tools and insights such as analytics, dashboards, global credit scores and business automation, with data that can be integrated into CRM and ERP systems through an API.
Company Scores and Ratings
With our scoring model, we can predict 70% of company bankruptcies 12 months in advance, saving you the financial worry that bad debt brings.
Every business is also assigned a Creditsafe International Score. This is a standardized score derived from the Creditsafe rating. It enables credit risk comparison of over 430 million businesses worldwide.
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Credit scores & limits
All our reports contain a business credit score and a suggested credit limit.
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Group structures and linkages
Corporate hierarchical structure identifying the head office, parent companies, subsidiaries and branches at a global level.
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Payment trends and DBT
Our trade payment analysis that highlights how many days late a company pays their bills and how it compares to their industry.
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Derogatory legal
Check the number and value of tax liens and judgment filed in the last 6 years and 9 months plus bankruptcies filed in the last 9 years and 9 months.
Enhanced Financial Data
Financial Trade gives unprecedented insight into the health of small and micro businesses so that Credit Managers can make the most informed decisions possible
Unique to Creditsafe you can request access to Financial Trade Data which includes accounts such as:
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Business lease
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Commercial credit card
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Letter of credit
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Line of credit
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Open ended line of credit
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Term loan
A world of information
Get instant access to commercial credit information on 430 million companies worldwide, delivered instantly online through our network of 26 offices across North America, Europe and Asia.
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Worldwide coverage
Instant credit reports on 430 million businesses worldwide.
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24/7 monitoring
Real time notifications of credit risk changes delivered direct to your inbox.
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Officer Information
See the officers of each company and identify other know affiliations.
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Possible OFAC
Flag sanctioned businesses that the U.S. government prohibits from trading with under the Patriot Act.
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Trade Line Analysis
Identify and analyze outstanding credit commitments and payment behaviors.
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Dedicated support
Training & support delivered through dedicated account management.
Join over 120,000 customers worldwide
Find out why companies of all sizes choose and love Creditsafe.
Run a free business credit report
Simply enter a company name to view a credit report for free.
What is a company credit report?
Why should you check a company credit report?
A business credit report is a powerful strategic asset used for B2B risk mitigation and profitable decision-making.
Its core value is providing a predictive view of a customer's reliability, enabling you to maximize sales by confidently setting appropriate credit limits. This protects your cash flow from bad debt, ensuring you only engage with financially stable and reliable partners for sustainable business growth.
What to look for when you check a company credit report?
There’s a lot to look out for when checking company credit reports, but here are some top picks:
- Contact Details – When doing business with a new company you want to make sure that they are legitimate. Always check that the registered details align with who the company present themselves as, and look into the company officers as well.
- Credit Score Description – Most company credit scores will accompany an explanation of how that score relates to risk. E.G. Creditsafe provides US businesses with a score of 1-100, 100 being low risk and 1 being very high risk.
- Payment Trends – A good company credit report will give you insight into a company’s payment history. This is important because late payments can be an early warning sign of bankruptcy, and it also helps you tailor the payment terms you offer to improve you cash flow.
- Recommended Credit Limits – Alongside a score, most company credit reports will offer recommended credit limits. These give you an indication of the maximum amount of trade credit that you should extend to a company.
