The Creditsafe Data
The Creditsafe data

The data we collect, analyse and use to help you change the way you do business.

“You can have data without information, but you cannot have information without data.” — Daniel Keys Moran

The unique Creditsafe company data

Our Global coverage

Payment data

Company credit scores & analyses

105.000 organisations with more than 550.000 users make an average of 450.000 business decisions on a daily basis using our company data.

One of our many strengths is the availability of our data, with one of the largest in-house databases in the industry, where our long-term business relations can access over 365 million company reports in 160 countries. 

The reason why we are so reliable is due to the loyal cooperation with local and international data partners. We collect data from over "9,000" local, trusted partners & sources and combine it with our state-of-the-art, robust and innovative scoring algorithm, resulting in superior data (analytics) that drives our business solutions. 

Creditsafe is the founder and manager of a global network of leading commercial credit reference agencies. We have live data streams for over 70 countries, and work with partners who are accepted market leaders in each country for online company data(base) reports. By using local vendors whenever possible, we ensure that niche knowledge is streamed into our data and updated regularly, even daily. 

With the necessary passion and the desire to continue to deliver superior financial and commercial risk company data, we strive to ensure that we continue to meet the needs of our customers.  We want to provide every customer, large or small, with trusted insights using our powerful data and intuitive platforms. This is how we help companies change the way they do business.

We collect and analyse how millions of invoices are paid daily from more than 90.000.000+ million trade lines worldwide.

The payment data we gather in our 'Trade Payment Data Programme' is based on real and unique payment experiences of companies around the world, giving you an accurate insight into how invoices are paid around the world and how regularly companies pay other suppliers. 

This dataset gives us and you the opportunity to build an accurate picture of a company's payment performance and see how they perform against their industry in terms of how they pay their invoices. This enables you to make well-informed commercial and/or credit decisions based on the most complete information available.

The Creditsafe credit scoring model is a highly and leading predictive analytical tool using the latest advanced statistical techniques.

It combines commercial, financial and other key business indicators, including information on payment transactions, government information, key financial ratios, industry sector analysis and other performance indicators, which help our customers to form a profile of the financial stability and resilience of their existing and future business relationships.

The Creditsafe scoring model predicts the probability of a company going bankrupt within the next 12 months. We can identify hundreds of variables for this model. Next, we consider and weigh each variable with respect to the impact that each variable has had on a company's failure. Finally, we select a number of variables that we compile to create the different modules, providing you with the most up-to-date information in our data and one of the most predictive scoring algorithms available.

With this credit scoring model, we succeed in predicting 81% of bankruptcies 12 months before the company becomes insolvent in Belgium and 70% on average for international companies.

Our Global coverage
Payment data
Company credit scores & analyses

The data process or cycle

Our data is fully Creditsafe owned or supplied to us by our trusted local partners around the world.

1. SOURCING

Our data is collected at a local level worldwide and then compiled in our products. We use the information from local registries and authorities, local publications, collection sources and similar sources in all our online countries. Our data is fully Creditsafe owned or supplied to us by our trusted local partners around the world. 

We have a "Data Governance Framework" that ensures we maintain the quality of the information we provide to our customers.

2. VALIDATION

When we receive our data, we validate it using various techniques from data discovery, certification and statistical collection to workflow management and aggregated verification. We have a "Data Governance Framework" that ensures we maintain the quality of the information we provide to our customers. 

The data is merged, cleansed and linked through a surveillance system to ensure that all data is formatted and distributed for the right purpose.

3. TRANSFORMATION

When our data is verified, we transform and process it in our 'data factory'. The data is merged, cleansed and linked through a surveillance system to ensure that all data is formatted and distributed for the right purpose.  

Once our data is verified and transformed, we then import it into our credit algorithm and products.

4. FUSION

Once our data is verified and transformed, we then import it into our credit algorithm and products. We then create the most updated and accurate data on credit scores and limits, financial results, director information, payment performance data, etc. 

Do you already work with a data solution partner from Creditsafe? Do you wish to become a partner?

Then let's meet for a joint solution, or take a look at our dedicated partner page.