Louisiana Business Data & Credit Risk Insights

Explore Louisiana business statistics, credit risk scores, payment trends and leading industries using the latest Creditsafe data. Search for a free business credit report to assess an individual company.

Louisiana Business Statistics, Credit Risk & Payment Trends | Creditsafe

Louisiana Business Overview

Creditsafe has records for 1,930,328 businesses in Louisiana, including 1,288,273 classified as active. An active classification means a qualifying company-information, payment or legal-filing update was recorded within the previous two years; it does not necessarily prove current trading. This page examines company counts, credit risk, payment behavior, company ages and leading industries using the latest Creditsafe data. Creditsafe credit scores run from 1 to 100, with higher scores indicating lower predicted credit risk. The figures describe Creditsafe database records, not an official state business census.

5 key takeaways for Louisiana businesses

1. Louisiana has a substantial recorded business market

The latest Creditsafe data shows: Creditsafe holds 1,930,328 Louisiana business records, including 1,288,273 classified as active. The database records 59,320 businesses added in the latest 12 months.

What this means for your business: Use this market overview to guide prospect research, but validate each company before treating it as an active trading opportunity.

2. Louisiana credit scores compared with the US

The latest Creditsafe data shows: Louisiana has an average Creditsafe credit score of 54.03, compared with 51.76 nationally. This suggests lower average predicted credit risk in Louisiana.

What this means for your business: Do not use statewide averages alone to set credit limits. Review each company’s credit report and individual risk indicators.

3. Payment performance provides a separate signal

The latest Creditsafe data shows: Louisiana businesses average 2.05 days beyond terms, compared with 1.94 nationally. The share paying on time is 24.15%.

What this means for your business: Consider payment history alongside credit scores when setting terms, managing collections and forecasting cash flow.

4. Industry differences can affect cash flow

The latest Creditsafe data shows: Among the ten largest listed industries, Residential Construction records the longest average payment delay (4.25 days beyond terms), compared with 2.05 days statewide.

What this means for your business: Check sector-level and company-level payment patterns rather than applying one collections policy across every industry.

5. State averages can hide customer-level risks

The latest Creditsafe data shows: The database contains 297,422 records in the supplied high-risk category and 114,937 with an unavailable or inapplicable risk category. These aggregate categories are not the same as individual-company score bands.

What this means for your business: Use state statistics as context, then assess the specific company’s creditworthiness and payment behavior before extending credit.

Know who you are doing business with

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Louisiana at a glance

MeasureLouisiana value
Businesses in Creditsafe database1,930,328
Active businesses1,288,273
Businesses added, latest 12 months59,320
Average credit score54.03
Average days beyond terms2.05
Paying on time24.15%
Median company age19 years

Louisiana business records by status

66.7%active
1,288,273 active records
642,055 other records

Active reflects Creditsafe’s data-update classification, not a guarantee a company is currently trading.

How many businesses are there in Louisiana?

Creditsafe holds records on 1,930,328 Louisiana businesses. Of these, 1,288,273 are active (66.7% of state records), while 642,055 are inactive. The database records 59,320 businesses added in the latest 12 months. These are database counts, not an official government census.

What is an active business?

Creditsafe classifies a business as active when at least one qualifying database element has been updated within the last two years. This may include company identity, contact, location, industry, sales or employee information, as well as payment data or legal filings such as suits, liens, judgments and UCCs. This classification indicates a recent data update and does not guarantee the business is currently trading.

Credit scores compared

Louisiana54.03 / 100
United States51.76 / 100

Higher scores indicate lower predicted credit risk. Louisiana has lower average predicted risk than the US benchmark.

Payment delays compared

Louisiana2.05 days
United States1.94 days

Louisiana businesses average more days beyond agreed terms than the national benchmark.

What is the average business credit risk in Louisiana?

The Creditsafe business credit score ranges from 1 to 100 and predicts the likelihood of a company becoming seriously delinquent (90 or more days beyond payment terms) within the next 12 months or going bankrupt. Higher scores indicate lower credit risk. Louisiana businesses have an average score of 54.03, compared with 51.76 nationally, suggesting lower average credit risk. These averages do not replace assessment of individual companies.

Louisiana businesses by risk category

Low23.5%
Medium55.2%
High15.4%
N/A6.0%

Shares reflect the supplied aggregate risk categories, which should not be equated with individual-company credit score bands.

Creditsafe US score bands are: very low risk (71-100), low risk (51-70), moderate risk (30-50), high risk (21-29), and very high risk (1-20). N/A indicates an unavailable or inapplicable score. The dataset’s aggregated low, medium and high categories are retained as supplied and should not be assumed to correspond exactly to these individual-company score bands.

How quickly do Louisiana businesses pay their bills?

Businesses in Louisiana average 2.05 days beyond terms (DBT), compared with 1.94 nationally, a difference of +0.11 days. The supplied on-time payment figure is 24.15%. DBT and on-time payment percentage are separate measures and should not be treated as interchangeable.

Among the ten largest listed industries, Residential Construction has the highest average DBT (4.25 days), while Business Consulting has the lowest (0.89 days). Industry aggregates do not establish the payment behavior of any particular company.

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How established are Louisiana businesses?

The median recorded company age is 19 years and the average is 23 years. The database includes 644,387 businesses aged 20 years or more and 510,490 records with no available company age.

Company ageShare of business records
Under 5 years3.8%
5-10 years13.8%
10-20 years22.6%
20+ years33.4%
N/A26.4%

Percentages use all 1,930,328 Louisiana business records, including those with no recorded age. Totals may differ slightly from 100% due to rounding.

What are the largest industries in Louisiana?

Business Services is the largest listed industry, with 109,036 businesses in the Creditsafe database. The chart and table rank the ten largest listed industries by number of business records, not by employment or economic output.

Louisiana ten largest industries by business records

Business Services109,036
Eating Places58,244
Real Estate Agents and Managers50,614
Religious Organizations38,566
Offices and Clinics of Medical Doctors36,555
Legal Services33,887
Residential Construction32,225
Business Consulting20,798
Single-family Housing Construction20,718
Beauty Shops19,661

Longer bars indicate larger recorded industry populations.

RankIndustryBusiness records
1Business Services109,036
2Eating Places58,244
3Real Estate Agents and Managers50,614
4Religious Organizations38,566
5Offices and Clinics of Medical Doctors36,555
6Legal Services33,887
7Residential Construction32,225
8Business Consulting20,798
9Single-family Housing Construction20,718
10Beauty Shops19,661

The three largest listed industries together account for 217,894 records (11.3% of the state database). These industry rankings should not be interpreted as employment or economic output rankings.

Average credit score by industry

Business Services53.26
Eating Places53.47
Real Estate Agents and Managers55.34
Religious Organizations57.74
Offices and Clinics of Medical Doctors58.59

Higher scores indicate lower predicted risk. Five leading industries shown.

Payment delays by industry

Business Services0.98 days
Eating Places2.07 days
Real Estate Agents and Managers1.03 days
Religious Organizations1.61 days
Offices and Clinics of Medical Doctors1.83 days

Average days beyond terms for five leading industries with available values.

Credit score profile across leading industries

Industries are ordered by business record count, not time. The line connects categorical observations and is not a historical trend.

Which Louisiana industries stand out for credit risk and payment behavior?

Among the ten largest industries, Offices and Clinics of Medical Doctors has the highest average credit score (58.59, indicating lower predicted risk), while Residential Construction has the lowest (47.17, indicating higher predicted risk). Residential Construction records the longest average payment delay (4.25 DBT). Industry averages do not establish the creditworthiness of an individual business.

Industry (top ten)Average credit scoreAverage DBT
Business Services53.260.98
Eating Places53.472.07
Real Estate Agents and Managers55.341.03
Religious Organizations57.741.61
Offices and Clinics of Medical Doctors58.591.83
Legal Services58.421.21
Residential Construction47.174.25
Business Consulting55.970.89
Single-family Housing Construction50.912.48
Beauty Shops54.482.09

How does Louisiana compare with US averages?

MetricLouisianaUnited States
Average credit score54.0351.76
Average DBT (days)2.051.94

Louisiana is 2.27 points above the national average credit score and 0.11 days above the national payment delay. These measures can move in different directions, so neither should be used alone to assess a business.

About Creditsafe data

These statistics are derived from Creditsafe’s US business database and provide an aggregated view of records associated with Louisiana. They are not official state registration totals. An active business has had at least one qualifying company-information, payment-data or legal-filing update in the last two years, which does not necessarily establish current trading. State and industry averages provide context and should not replace assessment of an individual business credit report.

Source: US_STATE_SEO_LLM_FINAL_20261101.csv | Data as of October 31, 2026 | Refresh frequency: monthly.

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