Explore Mississippi business statistics, credit risk scores, payment trends and leading industries using the latest Creditsafe data. Search for a free business credit report to assess an individual company.
Mississippi Business Statistics, Credit Risk & Payment Trends | Creditsafe
Creditsafe has records for 1,138,493 businesses in Mississippi, including 686,537 classified as active. An active classification means a qualifying company-information, payment or legal-filing update was recorded within the previous two years; it does not necessarily prove current trading. This page examines company counts, credit risk, payment behavior, company ages and leading industries using the latest Creditsafe data. Creditsafe credit scores run from 1 to 100, with higher scores indicating lower predicted credit risk. The figures describe Creditsafe database records, not an official state business census.
5 key takeaways for Mississippi businesses
1. Mississippi has a substantial recorded business market
The latest Creditsafe data shows: Creditsafe holds 1,138,493 Mississippi business records, including 686,537 classified as active. The database records 44,705 businesses added in the latest 12 months.
What this means for your business: Use this market overview to guide prospect research, but validate each company before treating it as an active trading opportunity.
2. Mississippi credit scores compared with the US
The latest Creditsafe data shows: Mississippi has an average Creditsafe credit score of 52.94, compared with 51.76 nationally. This suggests lower average predicted credit risk in Mississippi.
What this means for your business: Do not use statewide averages alone to set credit limits. Review each company’s credit report and individual risk indicators.
3. Payment performance provides a separate signal
The latest Creditsafe data shows: Mississippi businesses average 3.15 days beyond terms, compared with 1.94 nationally. The share paying on time is 19.78%.
What this means for your business: Consider payment history alongside credit scores when setting terms, managing collections and forecasting cash flow.
4. Industry differences can affect cash flow
The latest Creditsafe data shows: Among the ten largest listed industries, Eating Places records the longest average payment delay (7.00 days beyond terms), compared with 3.15 days statewide.
What this means for your business: Check sector-level and company-level payment patterns rather than applying one collections policy across every industry.
5. State averages can hide customer-level risks
The latest Creditsafe data shows: The database contains 361,389 records in the supplied high-risk category and 93,409 with an unavailable or inapplicable risk category. These aggregate categories are not the same as individual-company score bands.
What this means for your business: Use state statistics as context, then assess the specific company’s creditworthiness and payment behavior before extending credit.
Know who you are doing business with
Go beyond Mississippi averages. Check a company’s creditworthiness, payment behavior and potential risks before making your next business decision.
Active reflects Creditsafe’s data-update classification, not a guarantee a company is currently trading.
How many businesses are there in Mississippi?
Creditsafe holds records on 1,138,493 Mississippi businesses. Of these, 686,537 are active (60.3% of state records), while 451,956 are inactive. The database records 44,705 businesses added in the latest 12 months. These are database counts, not an official government census.
What is an active business?
Creditsafe classifies a business as active when at least one qualifying database element has been updated within the last two years. This may include company identity, contact, location, industry, sales or employee information, as well as payment data or legal filings such as suits, liens, judgments and UCCs. This classification indicates a recent data update and does not guarantee the business is currently trading.
Credit scores compared
Mississippi
52.94 / 100
United States
51.76 / 100
Higher scores indicate lower predicted credit risk. Mississippi has lower average predicted risk than the US benchmark.
Payment delays compared
Mississippi
3.15 days
United States
1.94 days
Mississippi businesses average more days beyond agreed terms than the national benchmark.
What is the average business credit risk in Mississippi?
The Creditsafe business credit score ranges from 1 to 100 and predicts the likelihood of a company becoming seriously delinquent (90 or more days beyond payment terms) within the next 12 months or going bankrupt. Higher scores indicate lower credit risk. Mississippi businesses have an average score of 52.94, compared with 51.76 nationally, suggesting lower average credit risk. These averages do not replace assessment of individual companies.
Mississippi businesses by risk category
Low
19.1%
Medium
41.0%
High
31.7%
N/A
8.2%
Shares reflect the supplied aggregate risk categories, which should not be equated with individual-company credit score bands.
Creditsafe US score bands are: very low risk (71-100), low risk (51-70), moderate risk (30-50), high risk (21-29), and very high risk (1-20). N/A indicates an unavailable or inapplicable score. The dataset’s aggregated low, medium and high categories are retained as supplied and should not be assumed to correspond exactly to these individual-company score bands.
How quickly do Mississippi businesses pay their bills?
Businesses in Mississippi average 3.15 days beyond terms (DBT), compared with 1.94 nationally, a difference of +1.21 days. The supplied on-time payment figure is 19.78%. DBT and on-time payment percentage are separate measures and should not be treated as interchangeable.
Among the ten largest listed industries, Eating Places has the highest average DBT (7.00 days), while Real Estate Agents and Managers has the lowest (1.53 days). Industry aggregates do not establish the payment behavior of any particular company.
Need a Mississippi business’s Secretary of State number?
Look up a business and find its Secretary of State (SOS) registration number with our free business search.
The median recorded company age is 16 years and the average is 22 years. The database includes 234,319 businesses aged 20 years or more and 537,203 records with no available company age.
Company age
Share of business records
Under 5 years
6.4%
5-10 years
12.1%
10-20 years
13.7%
20+ years
20.6%
N/A
47.2%
Percentages use all 1,138,493 Mississippi business records, including those with no recorded age. Totals may differ slightly from 100% due to rounding.
What are the largest industries in Mississippi?
Eating Places is the largest listed industry, with 25,322 businesses in the Creditsafe database. The chart and table rank the ten largest listed industries by number of business records, not by employment or economic output.
Mississippi ten largest industries by business records
Eating Places
25,322
Religious Organizations
25,131
Business Services
21,281
Offices and Clinics of Medical Doctors
17,318
Real Estate Agents and Managers
16,883
Residential Construction
16,127
General Farms, Primarily Crop
15,440
Legal Services
14,764
Trucking, Except Local
10,633
Beauty Shops
9,382
Longer bars indicate larger recorded industry populations.
Rank
Industry
Business records
1
Eating Places
25,322
2
Religious Organizations
25,131
3
Business Services
21,281
4
Offices and Clinics of Medical Doctors
17,318
5
Real Estate Agents and Managers
16,883
6
Residential Construction
16,127
7
General Farms, Primarily Crop
15,440
8
Legal Services
14,764
9
Trucking, Except Local
10,633
10
Beauty Shops
9,382
The three largest listed industries together account for 71,734 records (6.3% of the state database). These industry rankings should not be interpreted as employment or economic output rankings.
Average credit score by industry
Eating Places
51.98
Religious Organizations
57.49
Business Services
51.76
Offices and Clinics of Medical Doctors
58.39
Real Estate Agents and Managers
55.47
Higher scores indicate lower predicted risk. Five leading industries shown.
Payment delays by industry
Eating Places
7.00 days
Religious Organizations
1.74 days
Business Services
2.11 days
Offices and Clinics of Medical Doctors
2.30 days
Real Estate Agents and Managers
1.53 days
Average days beyond terms for five leading industries with available values.
Credit score profile across leading industries
Industries are ordered by business record count, not time. The line connects categorical observations and is not a historical trend.
Which Mississippi industries stand out for credit risk and payment behavior?
Among the ten largest industries, Offices and Clinics of Medical Doctors has the highest average credit score (58.39, indicating lower predicted risk), while Residential Construction has the lowest (45.49, indicating higher predicted risk). Eating Places records the longest average payment delay (7.00 DBT). Industry averages do not establish the creditworthiness of an individual business.
Industry (top ten)
Average credit score
Average DBT
Eating Places
51.98
7.00
Religious Organizations
57.49
1.74
Business Services
51.76
2.11
Offices and Clinics of Medical Doctors
58.39
2.30
Real Estate Agents and Managers
55.47
1.53
Residential Construction
45.49
4.06
General Farms, Primarily Crop
52.07
1.69
Legal Services
57.16
1.83
Trucking, Except Local
46.82
3.66
Beauty Shops
53.22
3.69
How does Mississippi compare with US averages?
Metric
Mississippi
United States
Average credit score
52.94
51.76
Average DBT (days)
3.15
1.94
Mississippi is 1.18 points above the national average credit score and 1.21 days above the national payment delay. These measures can move in different directions, so neither should be used alone to assess a business.
About Creditsafe data
These statistics are derived from Creditsafe’s US business database and provide an aggregated view of records associated with Mississippi. They are not official state registration totals. An active business has had at least one qualifying company-information, payment-data or legal-filing update in the last two years, which does not necessarily establish current trading. State and industry averages provide context and should not replace assessment of an individual business credit report.
Source: US_STATE_SEO_LLM_FINAL_20261101.csv | Data as of October 31, 2026 | Refresh frequency: monthly.
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