Some things are cliches for a reason. Here’s one of them: it feels like 2025 flew by. But, in my experience, a year goes by quickly because you’ve spent it doing so much that you don’t have time to notice the time passing. And that’s exactly what happened at Creditsafe. We’ve spent the year growing, improving, learning and building tools that helped businesses thrive. Beyond that, we’re looking ahead to 2026 and all the improvements, new insights and fresh ideas the year will bring. Let’s take a look at what we’ve been up to over the last 12 months.omething’s getting in the way of that, it’s a big deal.
Our data got smarter and stronger
In 2025, we expanded our global reach, covering 500 million companies across over 200 countries and territories. And it’s not just about where we are – it's about what you’ll find in our data. Our business credit profiles contain even richer, more in-depth information, including things like:
- Officers
- UBOs
- Firmographic information
- Trade payment data
- AML and KYC compliance data
Our trade payment program expanded to include over 85 million tradelines, helping your business better predict how – and when – potential customers will pay their invoices. And speaking of staying on top of what’s important, our live monitoring now includes over 70 countries. No matter where you do business or what’s most important to you, we’ve worked hard this year to make sure you have the information you need as soon as you need it.
We were recognized for our work by the people who matter most
It's always nice to get a bit of recognition, but the best kind of accolade is one that comes from the businesses who use Creditsafe every day. There's not much point in celebrating a win when our customers aren't seeing the benefits, after all!
That's why we were so excited to see our efforts being recognized on G2. This winter, we were thrilled to see G2 awarding Creditsafe:
- Best ROI
- Best Results
- Fastest Implementation
- Highest User Adoption
When compared to other business credit report and credit risk management providers in the industry. Plus, we're now the best rated credit bureau on Trustpilot. Getting to help businesses make smarter decisions based on better data is exactly why we're here -- so it's great when our customers agree.
The three major research studies we released this year were full to the brim with insights that had a real impact on how businesses reacted to a volatile economy. Our Cost of Late Payments study cast light on the fact that increasingly late payments are just part of the cost of doing business these days. It’s something we saw first hand when Creditsafe data reported that Red Lobster’s Days Beyond Terms (DBT) was 15 in December 2023, but spiked all the way to 57 in March 2024. The company then filed for bankruptcy – something we were able to spot the warning signs of well in advance. Thankfully, with some good customer relationship management, teams are able to significantly reduce their DSO and avoid the same fate.
Our research highlighted how changing economies impacted businesses
The Webster’s word of the year for 2025 is “slop,” but we have one of our own: Tariffs. They were the word on everyone’s lips in 2025. Our research study Tariff Risks in the Supply Chain showed 72% of surveyed businesses confirming they were putting imports on hold due to tariff uncertainty. Plus, 51% of surveyed US businesses admitted they were paying their suppliers late as a result of tariffs. At the time, Steve Carpenter, Chief Operating Officer for North America at Creditsafe, said, “Our study suggests that the implications of tariff hikes will be far-reaching. Many U.S. businesses will find themselves struggling with rising costs, cash flow challenges, supply chain instability and even trade fraud. The key is to make sure businesses have robust and reliable financial and supplier risk data available so they can properly vet suppliers to make sure they have strong financial health and can adequately complete all orders in full and on time. This critical step could be key to maintaining strong customer-supplier relationships at a time when the tariffs are causing uncertainty and fears of losing business.”
Finally, our Working Capital Dynamics study gave us key insights into how different sectors are coping with economic uncertainty. We found that the agriculture, forestry and fishing sector leads the nation in on-time payments, while retail bankruptcies all shared the common thread of heavy debt.
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We spoke with industry leaders about the future of credit risk
We’ve loved getting to speak with industry leaders over the last year. Whether we were sitting down to hear their valuable insights for eBooks or chatting about the state – and future – of the industry in our webinars, their knowledge was a highlight of the year for us all.
In our eBook The True ROI of Automated Credit Decisioning, for example, we spoke to industry leader Thea Dudley, who had this to say about the current state of credit decisioning:
“When people don’t automate their credit decisions, they could be telling customers it takes up to three weeks to get back to them on decisions. That might have worked 20 years ago, but we’re in an instant gratification world now. People want their decisions as quickly as possible: even having to wait a couple of days can feel like too long.”
And our webinars, which covered the efficiency of automated decisioning, how to integrate data to make smarter business decisions and the future of the factoring industry, to name just a few topics, were another hit this year. We spoke with Chris Mortenson from Kirby Corp, for example, who explained how Check and Decide allowed Kirby to automate 65% of their existing portfolio.
We're looking ahead for a strong start to 2026
We’re building on a great platform as we move into the new year. We’re focusing on the things that make us great: smarter data, faster decisions and more real results for businesses. With enhanced data quality, expanded tools and solutions and more seamless integrations into how your business actually works, we’re doing everything we can to help your business make smart, confident business decisions.
All of us at Creditsafe are wishing you a safe and happy holiday season. We can’t wait to see you in 2026!
Looking to start 2026 by making smarter business decisions?
Let's talk about how Creditsafe can help.
About the Author
Ragini Bhalla, Head of Brand and PR, Creditsafe
Ragini Bhalla serves as Head of Brand for Creditsafe. She brings our industry-leading data to the forefront of global conversations about credit risk, compliance and larger economic trends.
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