Idaho Business Data & Credit Risk Insights

Explore Idaho business statistics, credit risk scores, payment trends and leading industries using the latest Creditsafe data. Search for a free business credit report to assess an individual company.

Idaho Business Statistics, Credit Risk & Payment Trends | Creditsafe

Idaho Business Overview

Creditsafe has records for 796,080 businesses in Idaho, including 498,428 classified as active. An active classification means a qualifying company-information, payment or legal-filing update was recorded within the previous two years; it does not necessarily prove current trading. This page examines company counts, credit risk, payment behavior, company ages and leading industries using the latest Creditsafe data. Creditsafe credit scores run from 1 to 100, with higher scores indicating lower predicted credit risk. The figures describe Creditsafe database records, not an official state business census.

5 key takeaways for Idaho businesses

1. Idaho has a substantial recorded business market

The latest Creditsafe data shows: Creditsafe holds 796,080 Idaho business records, including 498,428 classified as active. The database records 37,795 businesses added in the latest 12 months.

What this means for your business: Use this market overview to guide prospect research, but validate each company before treating it as an active trading opportunity.

2. Idaho credit scores compared with the US

The latest Creditsafe data shows: Idaho has an average Creditsafe credit score of 49.92, compared with 51.76 nationally. This suggests higher average predicted credit risk in Idaho.

What this means for your business: Do not use statewide averages alone to set credit limits. Review each company’s credit report and individual risk indicators.

3. Payment performance provides a separate signal

The latest Creditsafe data shows: Idaho businesses average 1.05 days beyond terms, compared with 1.94 nationally. The share paying on time is 25.73%.

What this means for your business: Consider payment history alongside credit scores when setting terms, managing collections and forecasting cash flow.

4. Industry differences can affect cash flow

The latest Creditsafe data shows: Among the ten largest listed industries, Residential Construction records the longest average payment delay (2.03 days beyond terms), compared with 1.05 days statewide.

What this means for your business: Check sector-level and company-level payment patterns rather than applying one collections policy across every industry.

5. State averages can hide customer-level risks

The latest Creditsafe data shows: The database contains 178,355 records in the supplied high-risk category and 76,474 with an unavailable or inapplicable risk category. These aggregate categories are not the same as individual-company score bands.

What this means for your business: Use state statistics as context, then assess the specific company’s creditworthiness and payment behavior before extending credit.

Know who you are doing business with

Go beyond Idaho averages. Check a company’s creditworthiness, payment behavior and potential risks before making your next business decision.

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Idaho at a glance

MeasureIdaho value
Businesses in Creditsafe database796,080
Active businesses498,428
Businesses added, latest 12 months37,795
Average credit score49.92
Average days beyond terms1.05
Paying on time25.73%
Median company age17 years

Idaho business records by status

62.6%active
498,428 active records
297,652 other records

Active reflects Creditsafe’s data-update classification, not a guarantee a company is currently trading.

How many businesses are there in Idaho?

Creditsafe holds records on 796,080 Idaho businesses. Of these, 498,428 are active (62.6% of state records), while 297,652 are inactive. The database records 37,795 businesses added in the latest 12 months. These are database counts, not an official government census.

What is an active business?

Creditsafe classifies a business as active when at least one qualifying database element has been updated within the last two years. This may include company identity, contact, location, industry, sales or employee information, as well as payment data or legal filings such as suits, liens, judgments and UCCs. This classification indicates a recent data update and does not guarantee the business is currently trading.

Credit scores compared

Idaho49.92 / 100
United States51.76 / 100

Higher scores indicate lower predicted credit risk. Idaho has higher average predicted risk than the US benchmark.

Payment delays compared

Idaho1.05 days
United States1.94 days

Idaho businesses average fewer days beyond agreed terms than the national benchmark.

What is the average business credit risk in Idaho?

The Creditsafe business credit score ranges from 1 to 100 and predicts the likelihood of a company becoming seriously delinquent (90 or more days beyond payment terms) within the next 12 months or going bankrupt. Higher scores indicate lower credit risk. Idaho businesses have an average score of 49.92, compared with 51.76 nationally, suggesting higher average credit risk. These averages do not replace assessment of individual companies.

Idaho businesses by risk category

Low21.9%
Medium46.1%
High22.4%
N/A9.6%

Shares reflect the supplied aggregate risk categories, which should not be equated with individual-company credit score bands.

Creditsafe US score bands are: very low risk (71-100), low risk (51-70), moderate risk (30-50), high risk (21-29), and very high risk (1-20). N/A indicates an unavailable or inapplicable score. The dataset’s aggregated low, medium and high categories are retained as supplied and should not be assumed to correspond exactly to these individual-company score bands.

How quickly do Idaho businesses pay their bills?

Businesses in Idaho average 1.05 days beyond terms (DBT), compared with 1.94 nationally, a difference of -0.89 days. The supplied on-time payment figure is 25.73%. DBT and on-time payment percentage are separate measures and should not be treated as interchangeable.

Among the ten largest listed industries, Residential Construction has the highest average DBT (2.03 days), while Religious Organizations has the lowest (0.15 days). Industry aggregates do not establish the payment behavior of any particular company.

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How established are Idaho businesses?

The median recorded company age is 17 years and the average is 20 years. The database includes 187,460 businesses aged 20 years or more and 311,003 records with no available company age.

Company ageShare of business records
Under 5 years4.7%
5-10 years13.2%
10-20 years19.5%
20+ years23.5%
N/A39.1%

Percentages use all 796,080 Idaho business records, including those with no recorded age. Totals may differ slightly from 100% due to rounding.

What are the largest industries in Idaho?

Business Services is the largest listed industry, with 43,394 businesses in the Creditsafe database. The chart and table rank the ten largest listed industries by number of business records, not by employment or economic output.

Idaho ten largest industries by business records

Business Services43,394
Real Estate Agents and Managers22,816
Eating Places19,510
Residential Construction18,500
General Farms, Primarily Crop10,864
Single-family Housing Construction10,724
Offices and Clinics of Medical Doctors10,519
Legal Services8,943
Religious Organizations7,819
Business Consulting7,553

Longer bars indicate larger recorded industry populations.

RankIndustryBusiness records
1Business Services43,394
2Real Estate Agents and Managers22,816
3Eating Places19,510
4Residential Construction18,500
5General Farms, Primarily Crop10,864
6Single-family Housing Construction10,724
7Offices and Clinics of Medical Doctors10,519
8Legal Services8,943
9Religious Organizations7,819
10Business Consulting7,553

The three largest listed industries together account for 85,720 records (10.8% of the state database). These industry rankings should not be interpreted as employment or economic output rankings.

Average credit score by industry

Business Services48.27
Real Estate Agents and Managers50.47
Eating Places49.93
Residential Construction41.39
General Farms, Primarily Crop51.63

Higher scores indicate lower predicted risk. Five leading industries shown.

Payment delays by industry

Business Services0.56 days
Real Estate Agents and Managers0.34 days
Eating Places1.36 days
Residential Construction2.03 days
General Farms, Primarily Crop1.22 days

Average days beyond terms for five leading industries with available values.

Credit score profile across leading industries

Industries are ordered by business record count, not time. The line connects categorical observations and is not a historical trend.

Which Idaho industries stand out for credit risk and payment behavior?

Among the ten largest industries, Offices and Clinics of Medical Doctors has the highest average credit score (55.46, indicating lower predicted risk), while Residential Construction has the lowest (41.39, indicating higher predicted risk). Residential Construction records the longest average payment delay (2.03 DBT). Industry averages do not establish the creditworthiness of an individual business.

Industry (top ten)Average credit scoreAverage DBT
Business Services48.270.56
Real Estate Agents and Managers50.470.34
Eating Places49.931.36
Residential Construction41.392.03
General Farms, Primarily Crop51.631.22
Single-family Housing Construction45.531.67
Offices and Clinics of Medical Doctors55.460.75
Legal Services53.630.64
Religious Organizations54.560.15
Business Consulting52.660.49

How does Idaho compare with US averages?

MetricIdahoUnited States
Average credit score49.9251.76
Average DBT (days)1.051.94

Idaho is 1.84 points below the national average credit score and 0.89 days below the national payment delay. These measures can move in different directions, so neither should be used alone to assess a business.

About Creditsafe data

These statistics are derived from Creditsafe’s US business database and provide an aggregated view of records associated with Idaho. They are not official state registration totals. An active business has had at least one qualifying company-information, payment-data or legal-filing update in the last two years, which does not necessarily establish current trading. State and industry averages provide context and should not replace assessment of an individual business credit report.

Source: US_STATE_SEO_LLM_FINAL_20261101.csv | Data as of October 31, 2026 | Refresh frequency: monthly.

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