Explore Kansas business statistics, credit risk scores, payment trends and leading industries using the latest Creditsafe data. Search for a free business credit report to assess an individual company.
Kansas Business Statistics, Credit Risk & Payment Trends | Creditsafe
Creditsafe has records for 913,140 businesses in Kansas, including 605,087 classified as active. An active classification means a qualifying company-information, payment or legal-filing update was recorded within the previous two years; it does not necessarily prove current trading. This page examines company counts, credit risk, payment behavior, company ages and leading industries using the latest Creditsafe data. Creditsafe credit scores run from 1 to 100, with higher scores indicating lower predicted credit risk. The figures describe Creditsafe database records, not an official state business census.
5 key takeaways for Kansas businesses
1. Kansas has a substantial recorded business market
The latest Creditsafe data shows: Creditsafe holds 913,140 Kansas business records, including 605,087 classified as active. The database records 20,553 businesses added in the latest 12 months.
What this means for your business: Use this market overview to guide prospect research, but validate each company before treating it as an active trading opportunity.
2. Kansas credit scores compared with the US
The latest Creditsafe data shows: Kansas has an average Creditsafe credit score of 54.94, compared with 51.76 nationally. This suggests lower average predicted credit risk in Kansas.
What this means for your business: Do not use statewide averages alone to set credit limits. Review each company’s credit report and individual risk indicators.
3. Payment performance provides a separate signal
The latest Creditsafe data shows: Kansas businesses average 1.37 days beyond terms, compared with 1.94 nationally. The share paying on time is 27.48%.
What this means for your business: Consider payment history alongside credit scores when setting terms, managing collections and forecasting cash flow.
4. Industry differences can affect cash flow
The latest Creditsafe data shows: Among the ten largest listed industries, Residential Construction records the longest average payment delay (2.45 days beyond terms), compared with 1.37 days statewide.
What this means for your business: Check sector-level and company-level payment patterns rather than applying one collections policy across every industry.
5. State averages can hide customer-level risks
The latest Creditsafe data shows: The database contains 160,987 records in the supplied high-risk category and 80,192 with an unavailable or inapplicable risk category. These aggregate categories are not the same as individual-company score bands.
What this means for your business: Use state statistics as context, then assess the specific company’s creditworthiness and payment behavior before extending credit.
Know who you are doing business with
Go beyond Kansas averages. Check a company’s creditworthiness, payment behavior and potential risks before making your next business decision.
Active reflects Creditsafe’s data-update classification, not a guarantee a company is currently trading.
How many businesses are there in Kansas?
Creditsafe holds records on 913,140 Kansas businesses. Of these, 605,087 are active (66.3% of state records), while 308,053 are inactive. The database records 20,553 businesses added in the latest 12 months. These are database counts, not an official government census.
What is an active business?
Creditsafe classifies a business as active when at least one qualifying database element has been updated within the last two years. This may include company identity, contact, location, industry, sales or employee information, as well as payment data or legal filings such as suits, liens, judgments and UCCs. This classification indicates a recent data update and does not guarantee the business is currently trading.
Credit scores compared
Kansas
54.94 / 100
United States
51.76 / 100
Higher scores indicate lower predicted credit risk. Kansas has lower average predicted risk than the US benchmark.
Payment delays compared
Kansas
1.37 days
United States
1.94 days
Kansas businesses average fewer days beyond agreed terms than the national benchmark.
What is the average business credit risk in Kansas?
The Creditsafe business credit score ranges from 1 to 100 and predicts the likelihood of a company becoming seriously delinquent (90 or more days beyond payment terms) within the next 12 months or going bankrupt. Higher scores indicate lower credit risk. Kansas businesses have an average score of 54.94, compared with 51.76 nationally, suggesting lower average credit risk. These averages do not replace assessment of individual companies.
Kansas businesses by risk category
Low
26.2%
Medium
47.4%
High
17.6%
N/A
8.8%
Shares reflect the supplied aggregate risk categories, which should not be equated with individual-company credit score bands.
Creditsafe US score bands are: very low risk (71-100), low risk (51-70), moderate risk (30-50), high risk (21-29), and very high risk (1-20). N/A indicates an unavailable or inapplicable score. The dataset’s aggregated low, medium and high categories are retained as supplied and should not be assumed to correspond exactly to these individual-company score bands.
How quickly do Kansas businesses pay their bills?
Businesses in Kansas average 1.37 days beyond terms (DBT), compared with 1.94 nationally, a difference of -0.57 days. The supplied on-time payment figure is 27.48%. DBT and on-time payment percentage are separate measures and should not be treated as interchangeable.
Among the ten largest listed industries, Residential Construction has the highest average DBT (2.45 days), while Insurance Agents, Brokers, and Service has the lowest (0.34 days). Industry aggregates do not establish the payment behavior of any particular company.
Need a Kansas business’s Secretary of State number?
Look up a business and find its Secretary of State (SOS) registration number with our free business search.
The median recorded company age is 18 years and the average is 24 years. The database includes 279,067 businesses aged 20 years or more and 284,848 records with no available company age.
Company age
Share of business records
Under 5 years
4.4%
5-10 years
15.0%
10-20 years
18.9%
20+ years
30.6%
N/A
31.2%
Percentages use all 913,140 Kansas business records, including those with no recorded age. Totals may differ slightly from 100% due to rounding.
What are the largest industries in Kansas?
General Farms, Primarily Crop is the largest listed industry, with 44,342 businesses in the Creditsafe database. The chart and table rank the ten largest listed industries by number of business records, not by employment or economic output.
Kansas ten largest industries by business records
General Farms, Primarily Crop
44,342
Business Services
42,449
Eating Places
26,702
Real Estate Agents and Managers
21,112
Religious Organizations
15,549
Offices and Clinics of Medical Doctors
15,439
Residential Construction
14,275
Legal Services
12,709
Insurance Agents, Brokers, and Service
9,436
Single-family Housing Construction
9,296
Longer bars indicate larger recorded industry populations.
Rank
Industry
Business records
1
General Farms, Primarily Crop
44,342
2
Business Services
42,449
3
Eating Places
26,702
4
Real Estate Agents and Managers
21,112
5
Religious Organizations
15,549
6
Offices and Clinics of Medical Doctors
15,439
7
Residential Construction
14,275
8
Legal Services
12,709
9
Insurance Agents, Brokers, and Service
9,436
10
Single-family Housing Construction
9,296
The three largest listed industries together account for 113,493 records (12.4% of the state database). These industry rankings should not be interpreted as employment or economic output rankings.
Average credit score by industry
General Farms, Primarily Crop
51.50
Business Services
51.90
Eating Places
53.66
Real Estate Agents and Managers
55.33
Religious Organizations
60.15
Higher scores indicate lower predicted risk. Five leading industries shown.
Payment delays by industry
General Farms, Primarily Crop
0.72 days
Business Services
0.89 days
Eating Places
1.99 days
Real Estate Agents and Managers
0.56 days
Religious Organizations
0.47 days
Average days beyond terms for five leading industries with available values.
Credit score profile across leading industries
Industries are ordered by business record count, not time. The line connects categorical observations and is not a historical trend.
Which Kansas industries stand out for credit risk and payment behavior?
Among the ten largest industries, Insurance Agents, Brokers, and Service has the highest average credit score (60.93, indicating lower predicted risk), while Residential Construction has the lowest (47.06, indicating higher predicted risk). Residential Construction records the longest average payment delay (2.45 DBT). Industry averages do not establish the creditworthiness of an individual business.
Industry (top ten)
Average credit score
Average DBT
General Farms, Primarily Crop
51.50
0.72
Business Services
51.90
0.89
Eating Places
53.66
1.99
Real Estate Agents and Managers
55.33
0.56
Religious Organizations
60.15
0.47
Offices and Clinics of Medical Doctors
58.81
1.15
Residential Construction
47.06
2.45
Legal Services
58.28
0.95
Insurance Agents, Brokers, and Service
60.93
0.34
Single-family Housing Construction
50.44
1.62
How does Kansas compare with US averages?
Metric
Kansas
United States
Average credit score
54.94
51.76
Average DBT (days)
1.37
1.94
Kansas is 3.18 points above the national average credit score and 0.57 days below the national payment delay. These measures can move in different directions, so neither should be used alone to assess a business.
About Creditsafe data
These statistics are derived from Creditsafe’s US business database and provide an aggregated view of records associated with Kansas. They are not official state registration totals. An active business has had at least one qualifying company-information, payment-data or legal-filing update in the last two years, which does not necessarily establish current trading. State and industry averages provide context and should not replace assessment of an individual business credit report.
Source: US_STATE_SEO_LLM_FINAL_20261101.csv | Data as of October 31, 2026 | Refresh frequency: monthly.
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