New Hampshire Business Data & Credit Risk Insights

Explore New Hampshire business statistics, credit risk scores, payment trends and leading industries using the latest Creditsafe data. Search for a free business credit report to assess an individual company.

New Hampshire Business Statistics, Credit Risk & Payment Trends | Creditsafe

New Hampshire Business Overview

Creditsafe has records for 553,992 businesses in New Hampshire, including 325,160 classified as active. An active classification means a qualifying company-information, payment or legal-filing update was recorded within the previous two years; it does not necessarily prove current trading. This page examines company counts, credit risk, payment behavior, company ages and leading industries using the latest Creditsafe data. Creditsafe credit scores run from 1 to 100, with higher scores indicating lower predicted credit risk. The figures describe Creditsafe database records, not an official state business census.

5 key takeaways for New Hampshire businesses

1. New Hampshire has a substantial recorded business market

The latest Creditsafe data shows: Creditsafe holds 553,992 New Hampshire business records, including 325,160 classified as active. The database records 21,290 businesses added in the latest 12 months.

What this means for your business: Use this market overview to guide prospect research, but validate each company before treating it as an active trading opportunity.

2. New Hampshire credit scores compared with the US

The latest Creditsafe data shows: New Hampshire has an average Creditsafe credit score of 49.76, compared with 51.76 nationally. This suggests higher average predicted credit risk in New Hampshire.

What this means for your business: Do not use statewide averages alone to set credit limits. Review each company’s credit report and individual risk indicators.

3. Payment performance provides a separate signal

The latest Creditsafe data shows: New Hampshire businesses average 1.67 days beyond terms, compared with 1.94 nationally. The share paying on time is 26.34%.

What this means for your business: Consider payment history alongside credit scores when setting terms, managing collections and forecasting cash flow.

4. Industry differences can affect cash flow

The latest Creditsafe data shows: Among the ten largest listed industries, Eating Places records the longest average payment delay (5.07 days beyond terms), compared with 1.67 days statewide.

What this means for your business: Check sector-level and company-level payment patterns rather than applying one collections policy across every industry.

5. State averages can hide customer-level risks

The latest Creditsafe data shows: The database contains 97,398 records in the supplied high-risk category and 43,628 with an unavailable or inapplicable risk category. These aggregate categories are not the same as individual-company score bands.

What this means for your business: Use state statistics as context, then assess the specific company’s creditworthiness and payment behavior before extending credit.

Know who you are doing business with

Go beyond New Hampshire averages. Check a company’s creditworthiness, payment behavior and potential risks before making your next business decision.

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New Hampshire at a glance

MeasureNew Hampshire value
Businesses in Creditsafe database553,992
Active businesses325,160
Businesses added, latest 12 months21,290
Average credit score49.76
Average days beyond terms1.67
Paying on time26.34%
Median company age20 years

New Hampshire business records by status

58.7%active
325,160 active records
228,832 other records

Active reflects Creditsafe’s data-update classification, not a guarantee a company is currently trading.

How many businesses are there in New Hampshire?

Creditsafe holds records on 553,992 New Hampshire businesses. Of these, 325,160 are active (58.7% of state records), while 228,832 are inactive. The database records 21,290 businesses added in the latest 12 months. These are database counts, not an official government census.

What is an active business?

Creditsafe classifies a business as active when at least one qualifying database element has been updated within the last two years. This may include company identity, contact, location, industry, sales or employee information, as well as payment data or legal filings such as suits, liens, judgments and UCCs. This classification indicates a recent data update and does not guarantee the business is currently trading.

Credit scores compared

New Hampshire49.76 / 100
United States51.76 / 100

Higher scores indicate lower predicted credit risk. New Hampshire has higher average predicted risk than the US benchmark.

Payment delays compared

New Hampshire1.67 days
United States1.94 days

New Hampshire businesses average fewer days beyond agreed terms than the national benchmark.

What is the average business credit risk in New Hampshire?

The Creditsafe business credit score ranges from 1 to 100 and predicts the likelihood of a company becoming seriously delinquent (90 or more days beyond payment terms) within the next 12 months or going bankrupt. Higher scores indicate lower credit risk. New Hampshire businesses have an average score of 49.76, compared with 51.76 nationally, suggesting higher average credit risk. These averages do not replace assessment of individual companies.

New Hampshire businesses by risk category

Low23.0%
Medium51.6%
High17.6%
N/A7.9%

Shares reflect the supplied aggregate risk categories, which should not be equated with individual-company credit score bands.

Creditsafe US score bands are: very low risk (71-100), low risk (51-70), moderate risk (30-50), high risk (21-29), and very high risk (1-20). N/A indicates an unavailable or inapplicable score. The dataset’s aggregated low, medium and high categories are retained as supplied and should not be assumed to correspond exactly to these individual-company score bands.

How quickly do New Hampshire businesses pay their bills?

Businesses in New Hampshire average 1.67 days beyond terms (DBT), compared with 1.94 nationally, a difference of -0.27 days. The supplied on-time payment figure is 26.34%. DBT and on-time payment percentage are separate measures and should not be treated as interchangeable.

Among the ten largest listed industries, Eating Places has the highest average DBT (5.07 days), while Business Consulting has the lowest (0.52 days). Industry aggregates do not establish the payment behavior of any particular company.

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How established are New Hampshire businesses?

The median recorded company age is 20 years and the average is 23 years. The database includes 178,008 businesses aged 20 years or more and 182,182 records with no available company age.

Company ageShare of business records
Under 5 years3.0%
5-10 years11.6%
10-20 years20.4%
20+ years32.1%
N/A32.9%

Percentages use all 553,992 New Hampshire business records, including those with no recorded age. Totals may differ slightly from 100% due to rounding.

What are the largest industries in New Hampshire?

Business Services is the largest listed industry, with 33,442 businesses in the Creditsafe database. The chart and table rank the ten largest listed industries by number of business records, not by employment or economic output.

New Hampshire ten largest industries by business records

Business Services33,442
Real Estate Agents and Managers23,753
Eating Places17,130
Residential Construction9,530
Single-family Housing Construction7,959
Offices and Clinics of Medical Doctors7,951
Business Consulting7,545
Legal Services6,315
Plumbing, Heating, Air-conditioning5,734
Building Maintenance Services5,613

Longer bars indicate larger recorded industry populations.

RankIndustryBusiness records
1Business Services33,442
2Real Estate Agents and Managers23,753
3Eating Places17,130
4Residential Construction9,530
5Single-family Housing Construction7,959
6Offices and Clinics of Medical Doctors7,951
7Business Consulting7,545
8Legal Services6,315
9Plumbing, Heating, Air-conditioning5,734
10Building Maintenance Services5,613

The three largest listed industries together account for 74,325 records (13.4% of the state database). These industry rankings should not be interpreted as employment or economic output rankings.

Average credit score by industry

Business Services46.98
Real Estate Agents and Managers49.41
Eating Places48.76
Residential Construction42.76
Single-family Housing Construction43.63

Higher scores indicate lower predicted risk. Five leading industries shown.

Payment delays by industry

Business Services1.10 days
Real Estate Agents and Managers0.90 days
Eating Places5.07 days
Residential Construction2.20 days
Single-family Housing Construction1.66 days

Average days beyond terms for five leading industries with available values.

Credit score profile across leading industries

Industries are ordered by business record count, not time. The line connects categorical observations and is not a historical trend.

Which New Hampshire industries stand out for credit risk and payment behavior?

Among the ten largest industries, Offices and Clinics of Medical Doctors has the highest average credit score (54.47, indicating lower predicted risk), while Residential Construction has the lowest (42.76, indicating higher predicted risk). Eating Places records the longest average payment delay (5.07 DBT). Industry averages do not establish the creditworthiness of an individual business.

Industry (top ten)Average credit scoreAverage DBT
Business Services46.981.10
Real Estate Agents and Managers49.410.90
Eating Places48.765.07
Residential Construction42.762.20
Single-family Housing Construction43.631.66
Offices and Clinics of Medical Doctors54.470.96
Business Consulting51.540.52
Legal Services54.310.61
Plumbing, Heating, Air-conditioning46.573.37
Building Maintenance Services44.781.37

How does New Hampshire compare with US averages?

MetricNew HampshireUnited States
Average credit score49.7651.76
Average DBT (days)1.671.94

New Hampshire is 2.00 points below the national average credit score and 0.27 days below the national payment delay. These measures can move in different directions, so neither should be used alone to assess a business.

About Creditsafe data

These statistics are derived from Creditsafe’s US business database and provide an aggregated view of records associated with New Hampshire. They are not official state registration totals. An active business has had at least one qualifying company-information, payment-data or legal-filing update in the last two years, which does not necessarily establish current trading. State and industry averages provide context and should not replace assessment of an individual business credit report.

Source: US_STATE_SEO_LLM_FINAL_20261101.csv | Data as of October 31, 2026 | Refresh frequency: monthly.

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