Check & Decide automates customer screening, credit and compliance checks in seconds, giving your teams the confidence to approve faster, reduce manual work and focus on growing the business.
Everything you need to check, decide and move forward.
This offer is for business users only.
Trusted by over 120,000 companies worldwide
Automated credit decisions
Picture this. A salesperson at your company identifies a new opportunity. It’s a high-value deal, but under your current process, they have to log a request with the credit team, send over documents, and wait for a manual review. Best case? A response in 24 hours. Worst case? Days of back and forth.
With Check & Decide, the salesperson runs a quick check on the prospect using a decision tree template built with your credit rules. The result comes back instantly. Approved. The deal moves forward, and your team wins the business without delay.
That’s not a hypothetical. That’s how real companies are using Check & Decide to speed up revenue, reduce admin, and create a competitive edge in their onboarding process.
How can Creditsafe’s Check & Decide help your company?
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Eliminate manual checks
Your sales team finds a promising lead, but before they can even get a quote out the door, the prospect has to be passed through multiple layers of approval. That lag kills momentum and holds back your revenue – Check & Decide supercharges your team.
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Say goodbye to bottlenecks
Check & Decide lets you automate credit and compliance decisions using easy-to-build templates based on your company’s policies. Just select the checks you want to run, set your decision rules, and go live. It’s that simple.
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No code. No delay. No drama.
You don’t need to be technical to use Check & Decide. There’s no software to install, no developers to brief, and no long implementation cycles. Most customers are up and running in under three days.
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Focus your credit team where it counts
Check & Decide is designed to automatically handle the majority of routine credit decisions with speed and accuracy. That allows your credit experts to focus their time on the more complex decisions that need a human touch. You scale without hiring more people, reduce errors and improve consistency across teams.
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Complete visibility. Zero confusion.
Every decision made through Check & Decide is logged and time stamped. You can see exactly who made a call, when it was made, and which rules were applied. There are no disputes, no confusion, and no need to dig through spreadsheets or email trails.
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Built on Creditsafe’s world-class data
All of this runs on Creditsafe’s trusted data platform. You’ll have access to real-time credit and risk insights on more than 430 million companies across 200 countries and territories, including industry-best credit data, payment trends, compliance violations and group structures.
Get started with Check & Decide today.
Let automation take care of the checks so you can focus on the wins.
Your no-code decision automation solution.
Check & Decide uses templates that are built using metrics and rules that represent industry best practices. There's no coding required and templates are fast and easy for you to set up. Each Check & Decide template can be configured and changed according to your business needs.
Join over 120,000 customers worldwide
Check out why Creditsafe is the highest rated credit bureau on Trustpilot in the US
Who is Check & Decide for?
This is a game changer for any business that runs credit or compliance checks regularly:
- Credit managers who want more control and less admin
- Sales teams who are tired of delays and lost momentum
- Finance teams looking for standardized, risk-aligned decisions
- Operations leaders aiming to streamline onboarding and reduce risk
If you’re still relying on spreadsheets, email chains, or inconsistent processes,
Check & Decide is your way out.
Get started with Check & Decide today
Let automation take care of the checks so you can focus on the wins.
Frequently asked questions
What is automated credit decisioning?
Automated credit decisioning is the process of using predefined business rules and trusted data sources to automatically approve, decline or refer credit applications without requiring manual review for every decision.
Instead of relying on spreadsheets or individual judgement, businesses create decision policies based on factors such as credit scores, payment history, financial strength, company status and compliance checks. Every application is assessed consistently against the same criteria, helping organisations make faster and more accurate decisions while reducing manual effort.
Solutions such as Creditsafe Check & Decide allow businesses to build these rules using a no-code decision tree, making it easy to adapt policies as risk appetite or market conditions change.
What data is used to automate business decisions?
The exact data depends on your business policies, but automated decision platforms commonly evaluate information including:
- Business credit scores
- Credit limits
- Trade payment behaviour
- Company registration details
- Financial information
- Bank verification
- AML and KYC checks
- Sanctions screening
- Internal customer data
- Third-party data sources
Many organisations also combine external business intelligence with their own internal rules to create highly tailored decision policies that match their risk appetite. Creditsafe supports decisioning using hundreds of business data fields across more than 430 million companies worldwide.
Can automated decisioning replace manual credit reviews?
Not entirely, and it generally shouldn't.
Most organisations automate straightforward low-risk and high-confidence decisions while referring more complex cases to experienced credit professionals. This allows credit teams to spend their time assessing exceptions rather than processing routine applications.
Many decision automation platforms include a "refer" outcome, enabling staff to manually review applications that fall outside predefined thresholds while maintaining an audit trail of every decision.
Can decision automation integrate with CRM and ERP systems?
Yes. Many decision automation platforms can integrate with existing business systems so that decisions are made as part of your normal workflows.
Common integrations include:
- Salesforce
- HubSpot
- Microsoft Dynamics
- ERP systems
- Customer onboarding platforms
- Internal applications through APIs
Integrating decisioning into existing systems helps eliminate duplicate data entry while ensuring employees receive instant decisions without leaving the applications they already use.
How does decision automation improve customer onboarding?
Manual onboarding often creates delays because employees must gather information from multiple systems before deciding whether to approve a customer.
Decision automation streamlines this process by automatically checking business information, credit risk, payment behaviour and compliance requirements in seconds. Customers receive faster decisions, while employees spend less time completing repetitive administrative tasks.
Faster onboarding not only improves the customer experience but can also help businesses reduce operational costs and begin trading sooner.
What are the benefits of automating credit and risk decisions?
Automating business decisions can deliver several operational and financial benefits, including:
- Faster credit approvals
- Consistent decision-making
- Reduced manual administration
- Lower processing costs
- Fewer human errors
- Improved compliance
- Better customer experience
- More scalable operations
By applying the same policy every time, businesses reduce inconsistencies between employees while maintaining complete visibility over how every decision was made.
Can I build automated decision rules without coding?
Yes. Modern decision automation platforms such as Check and Decide are increasingly designed for business users rather than software developers.
No-code decision engines allow users to create workflows by selecting checks, defining thresholds and configuring approval rules through a visual interface. This means policy changes can often be made in minutes without writing code or waiting for IT development.
This flexibility allows organisations to quickly adapt to changing economic conditions, internal policies or regulatory requirements.
Who should use an automated decision engine?
Decision automation can benefit any organisation that regularly needs to assess business risk before taking action.
Common use cases include:
- Credit application approvals
- Trade credit decisions
- Customer onboarding
- Supplier assessments
- Vendor due diligence
- KYC and AML checks
- Account opening
- Business partner evaluations
Businesses that process a high volume of applications often see the greatest benefit because automation reduces manual work while helping ensure every decision follows the same policy. Platforms such as Creditsafe Check & Decide enable organisations to combine trusted business intelligence with their own decision rules to deliver faster, more consistent decisions at scale.