Credit report

Request a business credit report and check the creditworthiness of a company

Subheading Verify the creditworthiness of companies, review their credit score and analyse financial and legal risks. Start with a free credit check using the search bar.

This service is intended for business purposes only.

What is a credit report?

A business credit report or a company credit report is a comprehensive report that provides insight into the creditworthiness, financial health, and risk profile of a company.

With a professional credit report, you can:

  • Check a company’s credit score
  • Verify the creditworthiness of a customer
  • Analyse financial data
  • Identify legal risks
  • Assess payment behaviour
A credit report helps you make safe business decisions and avoid payment defaults.

What information is included in a company credit report?

A company credit report contains all essential information needed to assess the creditworthiness of a company. This provides a complete overview of a company’s financial stability.

Credit score and creditworthiness
  • Current credit score
  • Risk classification
  • Insolvency indicator
Financial data
  • Balance sheet and profit & loss account
  • Ratio analysis
  • Liquidity and solvency
Legal information
  • Bankruptcies
  • Court proceedings
  • ONSS summons
  • Publications from official authorities
Company structure
  • Directors and shareholders
  • Group structure
  • Related companies
Credit reports & Business creditworthiness checks - What is a credit score?

What is a credit score?

A credit score is a numerical representation of the risk that a company will fail to meet its financial obligations. The company credit score is calculated based on several factors, such as:

  • Financial performance
  • Payment behaviour
  • Legal events
  • Sector and economic context

The higher the credit score, the lower the estimated risk.


What is the difference between a credit score and creditworthiness?

A credit score is a numerical indicator.

Creditworthiness is the broader assessment of the financial risk associated with a company.

In other words:

  • Credit score = number
  • Creditworthiness = overall risk assessment

A credit report combines both to provide a complete picture of business risk.

How can I check the creditworthiness of a company?

You can check the creditworthiness of a company by requesting a business credit report.

The process is straightforward:

  1. Search for a company by name or enterprise number
  2. Review the credit score and financial data
  3. Analyse the risk indicators
  4. Determine an appropriate credit limit

A business credit report allows you to quickly and objectively assess the creditworthiness of companies.


Can I access a business credit report for free?

Yes, you can start with a free credit check using the search bar at the top of this page.

Search for a company by name or enterprise number to request a professional company credit report and:

  • check a company’s creditworthiness for free
  • analyse the credit score
  • make a well-informed business decision

For structural business decisions, full professional access is recommended. Contact us to find out whether you qualify for a free trial period on our platform.

Credit reports & Business creditworthiness checks

How up to date is a company credit report?

Credit reports are continuously updated based on new financial publications and official registrations.

This means that:

  • New annual accounts are automatically processed
  • Legal changes become immediately visible
  • Credit scores are recalculated when relevant changes occur

This ensures you always have access to the most up-to-date information available.

Who benefits from using a credit report?

A business credit report is relevant for:

  • Credit/risk managers
  • CFOs
  • Financial directors
  • Sales teams
  • Entrepreneurs

Anyone who extends credit or offers payment terms can benefit from checking the creditworthiness of companies.

Frequently asked questions about credit reports and credit checks

What is a credit report?

A company credit report or a business credit report is a professional and detailed report that provides insight into the creditworthiness and financial risk of a company.

Is there such a thing as a free credit check?

Yes, you can perform a free credit check using the search bar on this page. This creditworthiness check is reserved for organisations that are not yet customers of GraydonCreditsafe. For ongoing and more detailed analysis, professional access is recommended.

What is a good credit score for a company?

A good credit score indicates a low risk of insolvency. The exact interpretation depends on the scoring model used.    

How can I check the creditworthiness of multiple companies?

Through our online platform Accelerator, you can search and analyse multiple companies or manage entire portfolios.

What is a credit check?

A business credit check is the process of verifying a company’s creditworthiness using a credit report.

How reliable is a free credit check?

A free credit check provides access to all our data sources. All relevant information is translated into actionable insights. You can choose to follow this advice or deviate based on your own internal data.

How often does a company’s creditworthiness change?

Creditworthiness may change when new financial data, legal events, or payment information become available.

Is a free credit check sufficient for business decisions?

A free credit check is useful to test the system. For structural risk management, full platform access is recommended.

Start using credit reports today

Check the creditworthiness of your customers and suppliers before extending credit.

Request a professional credit report or find out whether you qualify for a free trial.

Would you also like to monitor companies continuously? Discover our company monitoring solution.