Ledger Insights

Real-time insight into your customers' credit risks.

All the insights and resources you need to prevent write-offs and make the right financial decisions.

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What is Ledger Insights and how does it work?

Ledger Insights gives you a razor-sharp picture of your debtors' financial situation, reduces credit risks and optimises your returns.

Ledger Insights process

Collaborate, automate and simplify your credit management

All possible credit management processes in one intuitive platform

  1. High-quality portfolio management

    View the credit risk of your entire portfolio in real time via clear dashboards.

  2. Minimise write-offs

    Add our credit information to your outstanding receivables and avoid unnecessary write-offs.

  3. Fast customer acceptance

    Accept new customers up to 70% faster, thanks to an efficient decision model.

  4. Share payment experiences with industry peers

    Gain insight into your customers' payment behaviour and compare it with other suppliers in your industry.

  5. Access to valuable customer insights

    Receive proactive alerts on debtors, based on information from industry peers and other relevant parties.

  6. Share results easily

    Use more than 20 ready-to-use dashboards to visualise your credit risks and easily share them with stakeholders.

  7. A seamless integration

    Link your ledger or ledger book to our credit information in just a few hours.

  8. Everything under one roof

    Access credit reports, monitoring, decision models and compliance checks: all through one single platform.

  9. A user-friendly interface

    Work with an intuitive platform that can be used without training, with information never more than three clicks away.

Discover the predictive power of payment behaviour

Optimise your receivables management with up-to-date payment experiences.

Understanding the payment behaviour of your debtors is invaluable. After all, the best predictor of future payment behaviour is how companies have behaved so far. Ledger Insights gives you real-time insight into the credit risks of your outstanding receivables. We combine your debtors' payment behaviour with our comprehensive credit information.

Choose from three networks:

  • Single Ledger: Use GraydonCreditsafe's payment experience network.
  • Multi Ledger: Share payment experiences between parent and subsidiary companies.
  • Industry Circle: Join industry peers in your sector.

In each network, you have access to anonymised data on historical and current payment behaviour. This data is seamlessly integrated into your existing reports and dashboards. With Ledger Insights, you instantly translate this data into concrete, actionable insights to improve your debtor management.

Ledger Insights
Ledger Insights notifications

Exclusive access to valuable forums within your network

Collaborate with other professionals, both inside and outside your organisation, and share valuable experiences.

  1. Share experiences about debtors

    Alert your network when a debtor is suddenly unreachable, in arrears or at other risk. In turn, receive similar alerts from other members.

  2. Request references

    Get additional information on potential debtors through other parties in your network. This allows you to make informed decisions and minimise financial risks.

  3. Participate in valuable events

    Keep up to date with inspiring events such as webinars and networking events, especially for members.

Choose the network that suits you

Join the payment experience network that best suits your organisation.

Single Ledger

An intelligent credit management workstation that effectively optimises your portfolio, lowers your DSO and manages your collections.

Most suitable for:

  • Small and medium-sized enterprises

  • 200+ debtors

  • A single Ledger for a single entity

  • Supports a single Ledger, that can be further segmented to multiple portfolios.

Payment data available:

  • Your own Ledger

  • GraydonCreditsafe Trade Payment Data

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Multi-Ledger

A customised platform that simplifies risk management within your group by sharing payment experiences and real-time debtor information.

Most suitable for:

  • Medium to large companies within a corporate group

  • 200+ debtors

  • Multiple Ledgers within business groups

  • Supports multiple ledger statements: by product, region or division.

Payment data available:

  • Your own Ledger

  • GraydonCreditsafe Trade Payment Data

  • Your concern

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Industry Ledger

A digital credit circle that allows you to exchange real-time, relevant debtor insights and payment data with anonymised industry peers.

Most suitable for:

  • Medium to large companies

  • 200+ debtors

  • Multiple companies sharing payment experiences

  • Usually active within the same industry, with a debtor overlap of at least 20%.

Payment data available:

  • Your own Ledger

  • GraydonCreditsafe Trade Payment Data

  • Your industry circle

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A platform packed with features to get a better grip on your receivables management

The available functions vary according to the type of network you are part of.

Integrate Ledger Insights quickly and seamlessly with your general ledger

In combination with hundreds of software packages.

View all software packages here

You will be redirected to our partner d-basics.

Integrate your own data in 4 easy steps

Implementation within a few hours

Automated (cloud-based)

Automated (local)

Manual upload

Our partner Codat provides a secure connection between your accounting package and GraydonCreditsafe.

1

Search via Codat for the connector of your accounting package.

2

Download and install the connector app offered.

3

Enter your unique licence code.

4

The secure data exchange with GraydonCreditsafe starts.

Our partners Osmo & d-basics provide a secure connection between your accounting package and GraydonCreditsafe.

1

Contact GraydonCreditsafe to start the installation.

2

Provide the necessary information around the accounting package you already use.

3

GraydonCreditsafe will put you in touch with the relevant support team at Osmo or d-basics.

4

Osmo or d-basics will take care of the installation. Allow for a turnaround time of about one hour.

For testing purposes, we recommend a manual installation before proceeding to an automated process.

1

Contact GraydonCreditsafe to start the installation.

2

Export your customers and transaction files from the accounting package you currently use.

3

Make the files available on our secure SFTP. Our team then processes the data in Ledger Insights.

4

Repeat this process daily for up-to-date data in Ledger Insights.

Automated (cloud-based)
Automated (local)
Manual upload

Your data, our priority

We meet the highest security standards

As your trusted partner in business intelligence and risk management, GraydonCreditsafe gives absolute priority to protecting your data. Our specialised security team ensures your privacy with robust encryption (both in transit and at rest), rigorous external penetration testing and an internal audit function. In doing so, we ensure the highest levels of confidentiality, integrity and availability.

Our Security Operation Centre (SOC) responds quickly and effectively to cyber threats. In addition, we continuously invest in Security Engineering to continuously improve our security controls and technologies. To further strengthen our expertise, we continuously expand our team with additional analysts, auditors, advanced compliance tools and external consultancy.

GraydonCreditsafe has been proudly ISO21001-certified since 2015 and is working towards SOC2 Type 2 compliance by mid-2025. Penetration testing can be carried out upon request and a clear roadmap is available with milestones and timelines.

More information or specific requests? Visit: https://trust.creditsafe.com/.

Information Security Management GraydonCreditsafe

Join our Trade Payment Data (TPD) programme

Data privacy is at the heart of our programme

Trade Payment Data privacy

As a member of Ledger Insights, you are part of our TPD network, a community of thousands of companies anonymously sharing payment data. Together, this network provides in-depth insight into debtors' payment behaviour, thereby better protecting businesses and contributing to a more transparent market.

GraydonCreditsafe treats Trade Payment Data with the highest respect and in full compliance with privacy legislation. Data is collected and processed based on legitimate interest and with appropriate permissions. We ensure transparent use of this data within our organisation and subject it to rigorous risk analysis, data protection assessments and legitimate interest considerations.