Company credit check

Check the creditworthiness of every company you do business with

Check the risk score, financial stability and payment behaviour of any company you want to deal with. Start your free company credit check via the search bar.

This service is intended for business purposes only.

What is a company credit check?

A company credit check is an analysis of the creditworthiness and financial stability of a business. It allows you to review:

  • the company’s credit score
  • its financial strength and solvency
  • its payment behaviour
  • its financial stability

... before you start doing business with a company.

A professional business credit check helps you assess:

  • the likelihood of a company going bankrupt
  • whether invoices are likely to be paid on time
  • the company’s financial capacity
  • potential legal risks
  • and much more…
By performing a company credit check before entering a business relationship, you protect your cash flow and reduce the risk of late payment or bad debt.

How does a company credit check work?

When you perform a company credit check, a complete company credit report is automatically generated based on:

  1. official sources such as the NBB, the CBE and public filings

  2. published financial statements (up to 5 years of history)

  3. payment data from millions of invoices

  4. advanced statistical predictive models

Our scoring models predict up to 81% of company insolvencies 12 months in advance in Belgium.

This allows you to check a company’s financial stability before granting credit or starting a business relationship.

What does a professional company credit check include?

A business credit report contains all essential information needed to make an informed credit decision.

Risk score and credit limit about:
  • probability of insolvency
  • traffic light system (red – amber – green)
  • recommended credit limit
Financial information such as:
  • balance sheet and profit & loss statement
  • cash flow and liquidity
  • ratio analysis
  • five years of financial history
Director information:
  • active and historical directorships
  • shareholder structure
  • connected companies
Legal information including:
  • bankruptcies
  • restructuring proceedings
  • social security summons
  • official publications
With this information, you can objectively evaluate the financial health of a company.
Company credit check - What is credit management?

What is credit management?

Credit management is the complete process of managing customer credit risk. It includes:

  • screening new customers with a company credit check
  • setting credit limits
  • monitoring payment behaviour
  • following up outstanding invoices
  • managing risk within your customer portfolio

A company credit check is the first step in an effective credit management strategy.

Combine your credit checks with company monitoring to continuously track risk changes among your customers and suppliers.

When should you perform a company credit check?

Perform a company credit check:

  • before accepting a new customer
  • before you start working with a new supplier
  • before large orders or projects
  • when extending payment terms
  • when there are signals of late payment
  • periodically for existing customers
  • regularly for your suppliers if your business depends on your supply chain
Company credit check - When should you perform a company credit check?
Many companies continuously monitor risk scores and indicators.

Doing business internationally? Discover how an international company credit check helps reduce global risk.


Why is a company credit check important?

Without a business credit check, companies take unnecessary risks:

  • late payment
  • customer insolvency
  • cash flow problems
  • higher provisions
  • unexpected legal complications

Companies that systematically check company credit scores significantly reduce their debtor risk.

Performing company credit checks is not a luxury, but a key component of professional credit management.

Frequently asked questions about company credit checks

What is the difference between a credit check and a company credit check?

In practice, both terms refer to checking the creditworthiness of a business.

Is a company credit check legal?

Yes, provided it is carried out for legitimate business purposes and based on official company information.

How much does a company credit check cost?

The cost depends on:

  • the number of reports
  • international coverage
  • monitoring options

Explore our packages and request a quote.

Can I check multiple companies at once?

Yes, through portfolio analysis and bulk solutions.

Start performing professional company credit checks today

Protect your business against late payment and insolvency. Perform a company credit check before granting credit.