The Business Fraud Outlook 2026

UK business perspectives in the current fraud landscape

Fraud is now the single biggest crime affecting UK businesses, and the risk only continues to grow

The Business Fraud Outlook 2026 report reveals how UK organisations are responding to fraud in an increasingly digital and resource-constrained environment.

Based on insights from 108 UK businesses, this report uncovers the true scale of fraud risk and what businesses plan to do to protect themselves in the next 1–3 years. 

Chapter 1

Why download the report?

Fraud strategy is becoming more automated and AI-driven, making it harder to detect. Despite this, many businesses are relying on outdated systems and manual processes to manage fraud risk. This report helps you understand:

  • How fraud risk is changing UK businesses and which organisations are most exposed
  • What leading organisations are doing differently to keep them protected
  • Why confidence in prevention doesn’t always reflect the systems in place
  • How data and real-time alerts can help you spot fraud early
  • The steps you can take to move from reactive to proactive fraud prevention
Chapter 1

Key highlights

Fraud pressure is intensifying across UK businesses

70% of businesses have seen fraud attempts increase over the past three years, confirming that businesses are facing a rapidly escalating threat.

Awareness is high, but visibility is not

While 85% of businesses acknowledge fraud as a threat, they are not clear on the level of risk they face, pointing to gaps in visibility. 

Investment is not keeping pace with threat level

Over half of UK businesses have not increased fraud prevention spend, despite feeling pressure. In real terms, this means many are decreasing spend year-on-year when inflation is taken into account. 

The cost of fraud goes beyond financial loss

91% of businesses cite financial loss as a key concern. However, over 40% are equally concerned about operational disruption and cash flow issues.

Businesses want to be able to act earlier

Demand is growing for real-time alerts, embedded into day-to-day workflows so that unusual activity can be spotted before it becomes a problem. 

Ready to develop your fraud strategy?

The first step is assessing the risk of your customers and suppliers. A company credit report has all the insights you need to identify unusual patterns that point to fraud.