ID & KYC Checks

Accelerate customer verification and gain peace of mind with instant online ID checks

Comprehensive 'Know Your Customer' checks with bank match, passport validation, driving licence checks, plus more.

Create trusted relationships whilst ensuring regulatory compliance

Having confidence in who you do business with is crucial, which is why we build over 300 data sources into our Know Your Customer (KYC) checks. Creditsafe ID enables you to operate with the knowledge that you are dealing with reputable individuals and adopting a strong approach to risk and fraud prevention.

Speed up on-boarding

Creditsafe ID provides a trusted "Pass/Refer" decision in seconds; accelerating customer verification and on-boarding. Reduce customer frustration and drop-off rates due to slow and tiresome KYC processes with instant checks, so you can focus on the rest of your customer journey.

Reduce risk to your business

Operate with confidence knowing that you are adopting a strong approach to risk and fraud prevention by verifying the information provided is correct. Our online ID Checks can help provide peace of mind that the identity actually exists by screening against multiple official databases, including the International PEPs and Sanction databases.

Ensure regulatory compliance

Know Your Customer (KYC) checks are a crucial element of your customer due diligence processes and are gaining evermore prominence with increasingly tighter regulation across the EU. Be confident that your customers, suppliers and employees really are who they say they are, and ensure regulatory compliance with Creditsafe’s ID Verification.

Just a few of the many data sources we check against

Creditsafe ID complies with all standard Know Your Customer practices. These can be used by almost any company for general due diligence when verifying new customers, suppliers or employees for example. Creditsafe ID will enable you to reinforce checks by verifying against:

Compliance Checks
  • European ID
  • National Insurance Number
  • Driver’s License
  • Passport
  • Bank account
  • Multiple Sanction Databases*
  • Birth Index Register
  • Age range
  • Telephone Directory (BT)
  • Mortality Registers
  • PEP Database*
  • Electoral Roll
  • Postcode Address File (Royal Mail)
  • Consent databases

* available on KYC+ only

Who needs to conduct customer ID verification?

Comprehensive ID Checks are critical for many high risk industries to protect them from fraud and penalties due to illegal activity.

Accountants

Solicitors

Estate Agents

Legal Practices

Gaming & Gambling

Retail Services

ID Check 5 of your customers for free

Get started with fast and accurate KYC checks today.

Frequently asked questions

What is the purpose of KYC?

KYC currently serves two purposes:

a) To help businesses manage their risk in regard to money laundering when on-boarding new clients or existing clients who may use the business’s products or services for money laundering purposes.

b) To help businesses adhere to obligations under the Proceeds’ of Crime Act 2002.

If passports and driving licences are collected, why check anything else?

Electronic Verification can check a wider range of information, thus providing a more thorough knowledge of your client (KYC – Know Your Customer). In addition, it can also enable you to check other data sets such as PEPs and Sanction lists, which are advisable and specified by the 4th European Money Laundering Directive. 

What information may need to be collected?

Businesses are required to obtain more information regarding their clients on top of just identification information. This information includes:

a) Establishing the relationship between the business and client

b) The level of activity between the business and client

c) Underlying beneficial owner information

d) Sources of Income

Do KYC checks leave a footprint?

In short, no. The KYC product accesses multiple different data sources such as PEPs & Sanction lists however no credit data is searched against, therefore doesn't leave a footprint. 

How can ID Verification help me to comply with current regulation?

Creditsafe ID Verification complies with all standard Know Your Customer (KYC) practices, which are a legal requirement for a number of high risk industries. We build over 300 data sets into our KYC checks, allowing you to speed up your verification process whilst being confident that you are adopting a strong approach to risk and fraud prevention.

What identification information is required for verification?

For individuals, the information required should be obtained either from a government issued document, such as a valid passport or valid photo driving licence etc. or a government issue document (without photo) such as a regulated utility company bill. Evidence of identity can be provided in either documentary or electronic form with the below details present:

a) Full Name

b) Residential Address

c) Date Of Birth