Our business credit reports give you instant access to company credit reports and scores online, allowing you to make quick and informed decisions about potential customers and suppliers before you extend them credit.
Company credit reports made simple
Credit scores & limits
Financial data
Director information
Invoices & payments
Data analysis is at the very core of what we do at Creditsafe. Our industry leading scoring system includes key statistical metrics and the most advanced statistical techniques to help determine the financial stability of a company.
With this scoring model, we can achieve a prediction rate of 70% of company insolvencies 12 months in advance, saving you the financial worry that bad debt can bring. In fact, our company credit scores and limits are so predictive that all leading UK credit insurers endorse them.
If you are looking at a potential merger, takeover or tendering process, or simply want to see a more in-depth view of the company you are about to do business with; we endeavour to fill our reports with the insight you need. It is for this reason that we include up to 5 years of full annual financials as standard.
In Creditsafe’s company credit reports you will always find (where available) the following:
- Profit & Loss
- Balance Sheets
- Capital & Reserves
- Key Ratios
- Cashflow
We also include access to scanned official Companies House documentation such as mortgages, new corporations, director changes, changes of registered addresses, plus much more.
In order to gain a better insight into how a company operates, you need to know more about the people running the business, including their history.
Through our director reports you can expect to find the following information:
- Full Name and Address
- Month and Year of Birth
- Nationality
- Function & Role within the Business
- Appointment and Resignation Dates
- Current and Previous Directorships
We also include within our director reports the credit score of the company a director has resigned from at the point of resignation.
60% of UK directors were once the director of a company that is no longer trading.
As companies file their accounts with official bodies annually, the payment behaviour of a company is a strong indicator of their current financial situation. For example, if a medium sized businesses pays on average 50% of their bills late, they are statistically proven to be 4 times more likely to become insolvent.
It is for this reason that we created the Creditsafe Trade Payment Programme. To date, we have over 85 million tradelines feeding us trade payment information worldwide and now over 63% of all our viewed credit reports contain trade payment data.
Credit scores & limits
Financial data
Director information
Invoices & payments
Our company credit reports include
Group structure
View ultimate and parent holding company information, including those overseas and possible linkages.
Up to 5 years of annual accounts
Analyse your customers’ financial performance over the past 5 years including turnover, profit & loss, shareholder funds and much more.
Global structure
Review over 330 million company credit reports instantly online with the Creditsafe database.
Trading locations
Identify any logistical concerns by exploring the full list of company addresses.
CCJ information
Review a company’s adverse payment history in detail before conducting business with them.
Companies House documents
Original Companies House documents available to download.
Monitor any business that can influence yours
Never miss a vital change to any company in your portfolio with customisable alerts sent to your inbox.
Stay updated on changes to businesses that have an impact on yours with our Monitoring service. Upload customers, suppliers, prospects and competitors from 19 countries globally to an unlimited number of portfolios. Customise which notifications you receive, view event history and risk band distribution per portfolio, and schedule an export of your portfolios on a daily, weekly or monthly basis to make managing your risk more straightforward.
Monitor changes to company information
Receive email notifications on any changes to companies you are doing business with. For example, if they change their registered address, a director resigns or their credit score changes.
Monitor debtors
Create portfolios of your debtors and receive instant alerts to any changes on that company. If a debtor picks up a CCJ or their credit score changes, we will be sure to send you an alert.
Export updates
Export your entire portfolio with all of the up-to-date business information appended. You can select the information that you want to see from 17 different categories.
Ways you can access Creditsafe company data
We offer a whole host of ways to access our data, with our most popular options including:
Website
View full company credit reports from our entire global database online. Access reports from over 160 countries in an instant, or order a fresh investigation for anywhere else in the world.
API
Integrate hundreds of data fields with your CRM or ERP system with a single API. Enrich your data with real-time information allowing you to make trusted decisions and drive automation.
Index Files
Receive scheduled exports of comprehensive data files covering European companies. Choose from our modularised data sets, such as marketing or accounts, ensuring you only pay for the data you need.
Bespoke Data
Our most personalised data service allows you to create truly bespoke data lists featuring your chosen companies, regions or industries with a extensive list of data fields for you to hand pick from.
Business reports for your international interests
Explore over 330m businesses globally with our instant international business reports.
Our wholly owned database of company credit reports is the largest in the world, giving you exceptional coverage on business credit information about your existing or future customers and suppliers.
Creditsafe’s instant international credit reports cover companies in over 160 countries, meaning 99.9% of requested business credit reports are available straight away. For any other international report requests, we will provide a freshly investigated report for guaranteed, up to date and reliable information.
Claim your free company credit score and report
Quickly perform a credit check on any UK business or director.
Join 200,000 subscribers worldwide
Find out why companies of all sizes choose and love Creditsafe.
Frequently asked questions
What is my business credit score?
A Creditsafe business credit score, sometimes referred to as a company credit rating calculates the probability of a company becoming insolvent within the next 12 months. We highlight creditworthiness through our ‘traffic light’ system of credit scoring – red advises you to be cautious and request a cash payment; amber suggests that you negotiate short payment terms; and green gives you a positive credit decision. Our credit scoring provides a score of 1-100.
Why not check your company credit score with a free company credit check.
Are your reports endorsed by any credit insurers?
The credit limits that feature within the Company Credit Reports are approved by all leading UK credit insurers. As an approved source, policy holders can use our recommended credit limits and integrate this into their discretionary policy limit or at a level advised by their credit insurance underwriter.
How often do you update your data?
Creditsafe international database reports are updated in real-time, over 1 million times a day.
How is my business credit score calculated?
Your business credit score is calculated using the most sophisticated statistical algorithms available. It takes into account over 150 parameters, as well as economic and industry factors.
Do you offer tiered reports?
No, unlike some of our competitors, we believe in providing all the data you need in one report to make an informed decision.
Where do you get your data from?
Our data is collected from over 200 sources; where possible we will collect information from official registries similar to Companies House. Our network of 16 offices and trusted local partners allow us to collect information locally; ensuring we always deliver high quality, up-to-date information.