We are proud to have the largest, wholly owned database in the industry, providing accurate and reliable business data to over 200,000 subscribers across the globe. We gather data from numerous trusted partners and amalgamate it with our scoring algorithm; resulting in superior data powering our industry leading company credit reports.
A 360° view of your customers and suppliers
Credit scores & limits
Financial data
Director information
Invoices & payments
Data analysis is at the very core of what we do at Creditsafe. Our industry leading scoring system includes key statistical metrics and the most advanced statistical techniques to help determine the financial stability of a company.
With this scoring model, we can achieve a prediction rate of 70% of company insolvencies 12 months in advance, saving you the financial worry that bad debt can bring. In fact, our company credit scores and limits are so predictive that all leading UK credit insurers endorse them.
If you are looking at a potential merger, takeover or tendering process, or simply want to see a more in-depth view of the company you are about to do business with; we endeavour to fill our reports with the insight you need. It is for this reason that we include up to 5 years’ of full annual financials as standard.
In Creditsafe’s company credit reports you will always find (where available) the following:
- Profit & Loss
- Balance Sheets
- Capital & Reserves
- Key Ratios
- Cashflow
We also include access to scanned official Companies House documentation such as mortgages, new corporations, director changes, changes of registered addresses, plus much more.
In order to gain a better insight into how a company operates, you need to know more about the people running the business, including their history.
Through our director reports you can expect to find the following information:
- Full Name and Address
- Month and Year of Birth
- Nationality
- Function & Role within the Business
- Appointment and Resignation Dates
- Current and Previous Directorships
We also include within our director reports the credit score of the company a director has resigned from at the point of resignation.
60% of UK directors were once the director of a company that is no longer trading.
As companies file their accounts with official bodies annually, the payment behaviour of a company is a strong indicator of their current financial situation. For example if a medium sized businesses pays on average 50% of their bills late, they are statistically proven to be 4 times more likely to become insolvent.
It is for this reason that we created the Creditsafe Trade Payment Programme. To date, we have over 85 million tradelines feeding us trade payment information worldwide and now over 63% of all our viewed credit reports contain trade payment data.
Credit scores & limits
Data analysis is at the very core of what we do at Creditsafe. Our industry leading scoring system includes key statistical metrics and the most advanced statistical techniques to help determine the financial stability of a company.
With this scoring model, we can achieve a prediction rate of 70% of company insolvencies 12 months in advance, saving you the financial worry that bad debt can bring. In fact, our company credit scores and limits are so predictive that all leading UK credit insurers endorse them.
Financial data
If you are looking at a potential merger, takeover or tendering process, or simply want to see a more in-depth view of the company you are about to do business with; we endeavour to fill our reports with the insight you need. It is for this reason that we include up to 5 years’ of full annual financials as standard.
In Creditsafe’s company credit reports you will always find (where available) the following:
- Profit & Loss
- Balance Sheets
- Capital & Reserves
- Key Ratios
- Cashflow
We also include access to scanned official Companies House documentation such as mortgages, new corporations, director changes, changes of registered addresses, plus much more.
Director information
In order to gain a better insight into how a company operates, you need to know more about the people running the business, including their history.
Through our director reports you can expect to find the following information:
- Full Name and Address
- Month and Year of Birth
- Nationality
- Function & Role within the Business
- Appointment and Resignation Dates
- Current and Previous Directorships
We also include within our director reports the credit score of the company a director has resigned from at the point of resignation.
60% of UK directors were once the director of a company that is no longer trading.
Invoices & payments
As companies file their accounts with official bodies annually, the payment behaviour of a company is a strong indicator of their current financial situation. For example if a medium sized businesses pays on average 50% of their bills late, they are statistically proven to be 4 times more likely to become insolvent.
It is for this reason that we created the Creditsafe Trade Payment Programme. To date, we have over 85 million tradelines feeding us trade payment information worldwide and now over 63% of all our viewed credit reports contain trade payment data.
Our company credit report features
We are always striving to be at the forefront of the industry by adding new features to our reports, such as:
Group structure
View ultimate and parent holding company information, including those overseas and possible linkages.
Up to 5 years’ of annual accounts
Analyse your customers’ financial performance over the past 5 years including turnover, profit & loss, shareholder funds and much more.
Global structure
Review over 240 million company credit reports instantly online with the Creditsafe database.
Trading locations
Identify any logistical concerns by exploring the full list of company addresses.
CCJ information
Review a company’s adverse payment history in detail before conducting business with them.
Companies House documents
Original Companies House documents available to download.
Where does our company data come from?
We pride ourselves on the quality of data and business intelligence we supply.
The data used to create our credit scores and limits comes not only from working with official sources such as Companies House, The Registry Trust, and The London & Edinburgh Gazette, but also our carefully selected network of international data partners from around the world.
To further increase the validity of our data, we also include trade payment data from our trusted trade payment data suppliers giving you the most accurate picture of the financial stability of a company as possible.
Monitor any business that can influence yours
Never miss a vital change to any company in your portfolio with customisable alerts sent to your inbox.
Change to company information
Receive email updates on any changes to companies you are doing business with. For example, if they change their registered address or a director resigns.
Monitor debtors
Create portfolios of your debtors and receive instant alerts to any changes on that company. If a debtor picks up a CCJ or their credit score changes, we will be sure to send you an alert.
Export updates
Export your entire portfolio with all of the up to date business information appended. You can select the information that you want to see from 17 different categories.
Claim your free company credit score and report
Quickly perform a credit check on any UK business or director.
Why over 200,000 subscribers love Creditsafe
At Creditsafe we genuinely care about protecting your business and helping you grow.
Endorsed by major credit insurers
Highly predictive algorithm
Dedicated account managers
UK based support teams
Frequently asked questions
What is my business credit score?
A Creditsafe business credit score calculates the probability of a company becoming insolvent within the next 12 months. We highlight creditworthiness through our ‘traffic light’ system of credit scoring – red advises you to be cautious and request a cash payment; amber suggests that you negotiate short payment terms; and green gives you a positive credit decision. Our credit scoring provides a score of 1-100.
Are your reports endorsed by any credit insurers?
The credit limits that feature within the Company Credit Reports are approved by all leading UK credit insurers. As an approved source, policy holders can use our recommended credit limits and integrate this into their discretionary policy limit or at a level advised by their credit insurance underwriter.
How often do you update your data?
Creditsafe international database reports are updated in real-time, over 1 million times a day.
How is my business credit score calculated?
Your business credit score is calculated using the most sophisticated statistical algorithms available. It takes into account over 150 parameters, as well as economic and industry factors.
Do you offer tiered reports?
No, unlike some of our competitors, we believe in providing all the data you need in one report to make an informed decision.
Where do you get your data from?
Our data is collected from over 200 sources; where possible we will collect information from official registries similar to Companies House. Our network of 16 offices and trusted local partners allow us to collect information locally; ensuring we always deliver quality, fresh information.