Commercial Credit Data Sharing

Find out about the latest updates on the financial agreements data we hold on UK companies.

Chapter 1

Finance Performance Indicator now available

Released: January 2024

We’re pleased to announce the launch a new section of data to our Financial Agreements tab, which has been added to the Performance Overview section.

The Finance Performance Indicator predicts the likelihood of a company defaulting on payments within the next 90 days. The indicator is updated monthly, and a full history is displayed via the website (where the data is available). It ranges from 0-9 (0 being most likely to default, 9 being least likely) and are linked to Red-Amber-Green scores.

The indicator takes into account all facilities data we have available for a company and can help you to quickly assess if they are likely to miss any future payments.

Chapter 1

Finance agreements data now available on UK company reports

Released: May 2023

You can now better understand your customers' finances with our NEW "Finance Agreements" data.

Our new Finance Agreements tab on UK company credit reports contains detailed information on commercial finance agreements (credit cards, loans and current accounts) supplied by major banks and lenders as part of a UK government Commercial Credit Data Sharing (CCDS) initiative.

To qualify for access to full finance agreement data, you must conduct credit searches with the intent to provide financial products such as a loan or asset finance.

Customers that do not offer financial products can access summarised financial footprint data showing the number of agreements we hold on a specific business, which is ideal for confirming a company is trading and has a current account, loan or credit card.

Learn more about Commercial Credit Data Sharing