KYC Protect
Trusted by over 1,700 Fintechs worldwide
FinTech businesses are among the most heavily regulated in the UK, having to meet a myriad of rules that can make checks laborious and time-consuming. With Creditsafe’s KYC Protect, you can streamline your checks using our all-in-one compliance platform, which unifies KYC, AML Screening, and Monitoring into one comprehensive solution.
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Speed up due diligence
Search company reports, create profiles, screen parties, monitor and make audited decisions in minutes.
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Full audit trail
View a full record of all actions completed on a profile, with a full digital audit trail that can be used as part of an audit report for regulators.
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Advanced filters
Implement precise risk assessment by utilising PEP tiers and filtering by sanction type.
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Verify a client’s ID instantly
Screen against global PEPs and Sanctions databases for robust protection against fraud, terrorism funding, and other unlawful financial activity.
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Screen against 300+ sources
Instantly cross-reference over 300 data sources to manage and mitigate risk, including credit data, international PEPs and Sanctions lists, Electoral Roll and more.
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Ensure regulatory compliance
Our checks meet the standards outlined by the Joint Money Laundering Steering Group guidance, ensuring that your due diligence is fully AML compliant.
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Increase revenue and efficiency
Receive answers in seconds, reducing drop-off rates and keeping new clients happy across all departments within your business.
Anti-Money Laundering Checks
Meet your legal and regulatory compliance requirements and reduce risk.
Identifying high-risk customers before they use your services can prevent harmful scams and financial crime losses. With Creditsafe’s Anti-Money Laundering checks, you can highlight suspicious individuals or unusual activities, establish whether the individual is trustworthy and safeguard your business’s reputation in the process.
ID Verification Plus
Identify your client’s identities quickly and efficiently, whilst performing crucial compliance checks in minutes.
With Creditsafe’s ID Verification Plus, you can select the specialised pre-built journeys to verify identity, confirm compliance requirements and gather financial evidence to support your checks with ease.
Enhanced AML
Confirm the identity of potential customers and determine whether they are high-risk, such as Politically Exposed Persons (PEPs), government officials and more, who may be more vulnerable to corruption.
With our Enhanced AML journey, confirm the identity of the individual, screen against address and mortality registers and perform a full PEP and Sanction check.
Open Banking
Gather ID documentation and financial evidence in one comprehensive journey.
With our Open Banking journey, you can streamline your processes to perform a single ID verification and affordability check, providing you with identity confirmation and a summarised assessment of transactional behaviour.
Open Banking
Gain full visibility of a client’s transaction history, balances and income to build a full view of their spending habits.
With Creditsafe’s Open Banking solution, you can securely access data through real-time Open Banking APIs, eliminating the need for manual bank statements and paperwork to streamline processes and gain accurate, up-to-date insights.
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Credit risk decisioning
Combining bank account insights with bureau data can help improve your credit risk scorecard effectiveness by up to 20%.
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Affordability assessment
Providing a more detailed view of your customers’ finances enables more accurate affordability decisions.
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Collections management
Improve and automate the way you assess income and expenditure to create better customer outcomes.
Check & Decide
Build consistency into credit and onboarding with automated decisions.
When making manual credit and onboarding decisions, human error can play a part in forming gaps in your processes. By utilising our powerful automation solution, you can create your own bespoke rules to standardise your processes, ensuring that companies meet your criteria.
Bank Verification
Instantly verify bank details to safeguard payments and prevent fraud.
Ensuring that payments are made to the correct recipients is crucial to maintaining a smooth operation and keeping projects on time. Creditsafe’s Bank Account Verification allows you to confirm the account name, number and sort code so you can make payments with ease.
Business Credit Reports
Access global business data and gain insights into financial health, payment history and more.
Quickly understand vital trends in payment behaviour and changes within a business, and supercharge the way that you identify good payers, high-risk companies and maintain compliance. What’s more, with ongoing monitoring, you can receive real-time alerts to changes on targeted companies directly to your inbox.
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Business verification
Verify that a company is genuine, confirm its registered details, and legal status.
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Global coverage
Access business credit reports from over 430 million companies in over 200 countries and territories.
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Real-time monitoring
Get instant alerts about changes to your customer and supplier credit reports.
Connect API
Access a world of business and compliance data in a way that suits you and your business.
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Website
Our web-based platform gives you instant access to consumer and global company credit risk information.
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API & Integrations
Auto-populate web forms and automate decisions by integrating our data with your website, CRM or ERP systems.
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Bulk Index Files
Receive scheduled exports of comprehensive commercial credit data in bulk. Perfect for re-sellers and data partners.
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Bespoke Data
Customised exports of our global company and director database to suit your business needs and requirements.