After 6 years, the CCJ will be removed from the Register and your credit file even if it’s not yet been fully satisfied.
If you pay a CCJ in full, within 1 month, you can request it be removed from your credit file. If a CCJ goes unpaid, it will remain on your credit file for 6 years, and if it does get paid but after the one-month deadline, it will still appear on your file but will appear as ‘satisfied’.
If you feel that you have been wrongly issued a CCJ, you can apply to have it ‘set aside’ if you have a valid reason for doing so. For example, if you hadn’t been properly informed of the claim; e.g. the forms got sent to the wrong address, or you have proof that you have already paid a debt, you may be able to get the CCJ cancelled if you act as soon as you find out about it.
There is a court fee to set aside a CCJ, and you will need to attend a hearing.
If you have paid the debt in full within the first month of receiving your ‘judgment for claimant’ letter you can apply to have the record removed from the register.