Free Business Credit Check

Get your free business credit score and report from Creditsafe

Enter a company name to see its credit score, payment history, CCJs, and financial health in seconds.

100% Free and Confidential for business use only.

What's included in a business credit report?

A Creditsafe business credit check gives you instant access to a business’s financial health, helping you make smarter, safer decisions. Each report includes a real-time credit score, payment history, County Court Judgments (CCJs), and key financial indicators, updated daily from trusted sources. You’ll also find early warning alerts, global coverage, and insights into ownership, directors, and group structures. Whether you're assessing a new customer, supplier, or partner, Creditsafe reports provide the clarity and confidence you need to reduce risk and protect your business.

Company Credit Report showing Credit Score, International Score and Credit Limit

Instantly assess a company’s financial health with credit risk scores and limits.

Make quick, confident credit decisions while also reducing your exposure to bad debt.

Get a clear picture of a company’s creditworthiness in seconds. Our Risk Score (0–100) predicts the likelihood of insolvency within 12 months, while the International Score (A–E) allows for easy comparison across countries. Recommended Credit Limits and Contract Limits help you set safe trading terms based on financial data and payment history.

Real-World Payment Behaviour & Financial Commitments

Spot slow payers and avoid cashflow disruptions by understanding how a company manages its obligations to suppliers and lenders.

Get a complete picture of how businesses manage their obligations by combining supplier payment trends with commercial banking data. Track invoice payments and Days Beyond Terms (DBT) to identify slow payers, while monthly updates from major banks provide insights into loan and overdraft usage, cash balances, and repayment performance. Together, these insights reveal how companies really pay, helping you assess cash flow risk, lending exposure, and affordability with confidence.

Company Credit Report showing Payment History, Days Beyond Terms, and Financial Data
Company Credit Report showing County Court Judgments (CCJs), Profit Warning and other Negative Information

Identify legal and financial red flags before they cost you.

Protect your business from risky customers or suppliers by acting on the earliest signs of financial distress or non-compliance.

Our reports include County Court Judgments (CCJs) updated daily from official court sources, as well as writs, profit warnings, and HMRC’s deliberate tax defaulters list. We also flag HM Court Notices such as insolvency petitions. Creditsafe Exceptions highlight irregular activity — like multiple CCJs, frequent director changes, or enquiry spikes — as early signs of trouble.

See who’s in control of the business.

Know exactly who you’re doing business with and avoid relationships with disqualified or high-risk individuals.

Identify directors (current and former), shareholders, Persons with Significant Control (PSC) and Ultimate Beneficial Owners (UBO) to understand ownership and influence. Then go further with Creditsafe Verify, which screens individuals against the electoral roll and flags if they have personal CCJs, are insolvent, or even deceased, helping you avoid fraudulent identities, disqualified directors, and hidden risks.

Company Credit Report showing Group Structure, Current Directors and Shareholders.

Protect your business with trusted company credit reports

Creditsafe helps you avoid bad debt and reduce risk by giving you instant access to company credit scores, limits, and warning signs. Spot slow payers, monitor financial stability, and make confident credit decisions before you commit.

Creditsafe Company Credit Report Platform

Why companies trust Creditsafe reports

Make faster, safer decisions with daily‑updated risk data, real payment behaviour, proactive alerts, and global comparability.

Fast, Reliable Risk Scores

Our 0–100 insolvency risk score updates daily to reflect the latest changes in a company’s status.

Real Payment Data

Insights based on over 500 million invoices collected directly from our customer network.

Early Warning Alerts

Creditsafe Exceptions highlight irregular activity so you can act before issues appear in the financials.

Global Coverage

Compare companies worldwide with our standardised A–E International Score.

Credit report features that power smarter decisions

Go beyond credit reports with automated checks, real-time risk monitoring, and smarter portfolio management.

Company Credit Report dashboard showing scores, limits and payment summary

Real-time Risk Monitoring

Get instant alerts on score changes, CCJs, exceptions, and late-payment signals so you can act before risk becomes bad debt.

Automated Credit Decisioning

Automate manual credit checks using live scores, DBT, and financial strength to speed onboarding and cut manual reviews.

Portfolio Analytics & Trends

Visualise risk concentration and payment behaviour. Track DBT and score trends to prioritise cash collection.

Instant access to international company credit reports and scores across 200 countries and territories.

Check the financial health of any business worldwide, quickly and with confidence. Creditsafe’s global database holds 430 million+ company credit reports with consistent scoring, so you can compare risk across borders.

9,000
Global Data Sources
430M
Online Reports
200+
Countries Covered
5M+
Daily Updates

Trusted by 100,000+ businesses worldwide

See why over 100,000 companies trust us to reduce risk, protect growth, and build lasting customer relationships.

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Explore other Creditsafe solutions to extend your business intelligence and risk management capabilities.

Frequently Asked Questions

Answers to frequently asked questions about company credit reports

What is a company credit report?

A company credit report is a detailed summary of a business’s financial health and creditworthiness. It typically includes information such as payment history, outstanding debts, legal filings (like CCJs), company structure, credit score and a recommended credit limit. Lenders, suppliers, and potential partners use these reports to assess risk before entering into financial agreements.

What affects a company’s credit score?

A company’s credit score is influenced by several key factors:

  • Payment history with suppliers and creditors
  • Outstanding debts and credit utilisation
  • Company size, age, and financial stability
  • Legal filings such as County Court Judgments (CCJs) or insolvencies
  • Industry risk and economic conditions

Maintaining timely payments and a healthy balance sheet are essential for maintaining a strong credit score and report.

How often are company credit reports updated?

Creditsafe company credit reports are updated daily to reflect the most current financial data, payment activity, and legal filings. Creditsafe continuously monitors changes such as new accounts, CCJs, or director updates, ensuring you always have access to the latest risk information when making business decisions.

How do I check a business credit score?

You can check a business credit score by using a commercial credit reporting service like Creditsafe. Simply search for the company name or registration number, and you’ll receive a report showing its credit score, financial data, and risk indicators. These scores are updated regularly and reflect how likely a business is to meet its financial obligations.

Why should I check a company’s credit report?

Checking a company’s credit score and report helps you assess its financial stability and payment behaviour before entering into contracts or extending credit. A poor score may indicate late payments, financial distress, or risk of default, while a strong score suggests reliability and low risk. It’s a vital step in protecting your cash flow and avoiding bad debt.

Can I get a free business credit report?

Yes, with Creditsafe, you can access a full company credit report completely free. Unlike other providers that offer limited data, our free report includes all the key details found in our paid reports, including:

  • Company credit score and maximum recommended credit limit
  • Financial performance and payment history
  • Director and shareholder information
  • CCJs, insolvencies, and legal filings
  • Risk indicators used by lenders and suppliers

This is the same comprehensive report trusted by financial institutions to assess business creditworthiness. To request your free company credit report, simply complete the form on this page.